Synchrony Bank phone support (1-866-226-5638) is available Monday–Friday 8:00 AM–10:00 PM ET and Saturday 8:00 AM–5:00 PM ET. Synchrony is closed Sundays. Online banking and the app are available 24/7.
Rate accuracy note (added September 16, 2026): synchronybank.com could not be reached for live verification this session (repeated timeouts). Every online bank independently verified in this same audit (Ally, Schwab, Fidelity) saw its savings/money-market yield fall from roughly 4.5%+ to the 3.0%-3.6% range between earlier 2026 and September 2026 as the Federal Reserve cut rates. Synchrony’s savings and CD APYs below (~4.00%-4.60%) were not independently reverified this session and are likely stale for the same reason — confirm the current rate directly at synchronybank.com before relying on any figure below.
Synchrony Bank Hours 2026
| Service | Hours | Notes |
|---|---|---|
| Phone — 1-866-226-5638 | Mon–Fri 8AM–10PM ET | — |
| Phone (Saturday) | 8:00 AM – 5:00 PM ET | — |
| Phone (Sunday) | Closed | App only |
| Live chat | Mon–Fri business hours | Via app/website |
| Online banking | 24/7 | — |
| Mobile app | 24/7 | — |
| ATMs (Allpoint) | 24/7 | With ATM card |
| Branches | None | Online only |
No Sunday Phone Support: What To Do
If you need to reach Synchrony on Sunday:
- Log into the app — view balances, initiate transfers, message support
- Initiate a transfer — ACH to linked external account (will settle Monday or Tuesday)
- Use the virtual assistant — handles common questions on the website
- Wait for Monday — phone support resumes at 8:00 AM ET Monday
Synchrony vs Competitors: Days Available
| Bank | Weekday | Saturday | Sunday |
|---|---|---|---|
| Axos | ✅ 24/7 | ✅ | ✅ |
| AmEx HYSA | ✅ 24/7 | ✅ | ✅ |
| Ally | ✅ 24/7 | ✅ | ✅ |
| Synchrony | ✅ Extended | ✅ (limited) | ❌ |
| Marcus | ✅ Extended | ✅ limited | ❌ |
Related Guides
- Synchrony Bank customer service 2026 — 1-866-226-5638, chat
- Synchrony Bank savings rate 2026 — current APY
- Synchrony Bank ATM limit 2026 — $1,000/day, 24/7 Allpoint
- Synchrony Bank vs Marcus 2026 — savings comparison
The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy