Synchrony Bank bankers (1-866-226-5638) are available Monday–Friday 8:00 AM–10:00 PM ET and Saturday–Sunday 8:00 AM–5:00 PM ET. Automated telephone service is 24/7, and the IRA, Trust and Business teams are unavailable on weekends.
Rate note (updated October 15, 2026): The Motley Fool listed Synchrony’s High Yield Savings at 3.30% APY, as of the date in the Sources box. Synchrony’s CD page loads its APYs dynamically, so we could not read CD rates, and this site lists none. Confirm the current rate directly at synchronybank.com before relying on any figure.
Synchrony Bank Hours 2026
| Service | Hours | Notes |
|---|---|---|
| Phone — 1-866-226-5638 | Mon–Fri 8AM–10PM ET | Bankers |
| Phone (Saturday–Sunday) | 8:00 AM – 5:00 PM ET | IRA, Trust and Business teams unavailable |
| Automated telephone service | 24/7 | — |
| Chat | See synchronybank.com/contact-us | Start chat on the contact page |
| Online banking | 24/7 | — |
| Mobile app | 24/7 | — |
| ATMs (Allpoint) | 24/7 | With ATM card |
| Branches | None | Online only |
If You Need Help Outside Banker Hours
- Log into the app — view balances, initiate transfers, message support
- Use automated telephone service — available 24/7 at the same number
- Use the virtual assistant — handles common questions on the website
Related Guides
- Synchrony Bank savings rate 2026 — current APY
- Synchrony Bank ATM limit 2026 — $1,000/day, 24/7 Allpoint
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