The average annual wage in the United States is approximately $69,900 in 2026 — equivalent to $33.61 per hour, or $5,825 per month. This is the mean wage across all occupations as reported by the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey.

Key numbers: Mean annual wage: $69,900. Median annual wage: ~$50,200. Highest state: Massachusetts ($85,100). Lowest state: Mississippi ($48,700). Gender gap: women earn ~83 cents per dollar earned by men.

The mean wage is significantly higher than the median because high earners in finance, technology, and medicine pull the average up. If you want to know where you stand, compare your income using our income percentile calculator.

Average Income by State — All 50 States (2026)

The difference between the highest and lowest-wage states is dramatic: Massachusetts workers earn on average 75% more than Mississippi workers. This reflects differences in industry mix, cost of living, educational attainment, and local job markets.

State Mean Annual Wage Mean Hourly Wage vs. National Avg
Massachusetts $85,100 $40.91 +22%
Washington $84,200 $40.48 +20%
New York $82,300 $39.57 +18%
California $81,700 $39.28 +17%
Connecticut $80,400 $38.65 +15%
Maryland $77,200 $37.12 +10%
New Jersey $76,900 $36.97 +10%
Colorado $76,400 $36.73 +9%
Virginia $74,800 $35.96 +7%
Delaware $72,600 $34.90 +4%
Hawaii $71,900 $34.57 +3%
Minnesota $71,500 $34.38 +2%
Alaska $70,700 $33.99 +1%
Illinois $70,200 $33.75 +0.4%
Oregon $69,400 $33.37 −1%
National average $69,900 $33.61
Rhode Island $68,100 $32.74 −3%
Pennsylvania $67,900 $32.64 −3%
New Hampshire $66,300 $31.88 −5%
Nevada $65,700 $31.59 −6%
Georgia $64,400 $30.96 −8%
Michigan $64,100 $30.82 −8%
Wisconsin $63,800 $30.67 −9%
Texas $63,600 $30.58 −9%
Arizona $63,400 $30.48 −9%
Ohio $62,900 $30.24 −10%
North Carolina $62,700 $30.14 −10%
Utah $62,500 $30.05 −11%
Florida $61,800 $29.71 −12%
Vermont $61,500 $29.57 −12%
Kansas $60,900 $29.28 −13%
Missouri $60,300 $28.99 −14%
Tennessee $59,800 $28.75 −14%
Indiana $59,400 $28.56 −15%
Nebraska $59,200 $28.46 −15%
Iowa $58,800 $28.27 −16%
South Carolina $58,500 $28.13 −16%
Alabama $57,900 $27.84 −17%
Maine $57,600 $27.69 −18%
Oklahoma $57,200 $27.50 −18%
Louisiana $57,000 $27.40 −18%
Kentucky $56,700 $27.26 −19%
New Mexico $56,300 $27.07 −19%
West Virginia $55,800 $26.83 −20%
Idaho $55,400 $26.63 −21%
Montana $54,800 $26.35 −22%
Wyoming $54,200 $26.06 −22%
North Dakota $53,700 $25.82 −23%
Arkansas $50,400 $24.23 −28%
South Dakota $51,200 $24.62 −27%
Mississippi $48,700 $23.41 −30%

Source: Bureau of Labor Statistics OEWS data, adjusted for 2026 estimates. Mean wages include all full- and part-time workers in covered employment.

Why State Wages Vary So Widely

Industry concentration is the primary driver. Massachusetts has MIT, Harvard, and a massive biotechnology and financial services cluster. Washington has Amazon, Microsoft, and Boeing. These employers pay well above average wages, pulling the state mean up. Mississippi has agriculture, food processing, and retail — all below-average wage industries.

Cost of living adjusts the picture. On a purchasing power basis, the gap narrows significantly. A $60,000 salary in Mississippi buys more than a $90,000 salary in San Francisco. See our income percentile by state guide for cost-of-living-adjusted comparisons.

Mean vs. Median: Which Matters More?

Measure US Figure Why It Matters
Mean (average) annual wage ~$69,900 Skewed upward by high earners; above most workers’ experience
Median annual wage (individual) ~$50,200 The middle value; what a “typical” worker earns
Median household income ~$80,600 Includes multiple earners per household

The median matters more for most decisions. The mean is pulled upward by a relatively small number of very high earners — top surgeons, investment bankers, and technology executives who earn $500,000+ annually. The median tells you what the worker at the 50th percentile actually earns.

Worked example: In a neighborhood where 9 people earn $40,000 and one person earns $1,000,000, the mean income is $136,000 — a number that describes nobody’s actual experience. The median is $40,000 — much more representative.

To find where your individual income ranks, see our income percentile calculator and income percentile by age guide.

Average Income by Industry

Industries vary enormously in average pay. The gap between the highest-paying sector (finance and securities) and the lowest (food services) is over $100,000 annually.

Industry Mean Annual Wage Typical Entry-Level Typical Senior
Securities, commodity contracts $158,200 $65,000 $300,000+
Software publishing $141,300 $85,000 $200,000+
Computer systems design $115,400 $75,000 $160,000
Management consulting $113,700 $70,000 $175,000
Legal services $110,500 $60,000 $200,000+
Insurance carriers $93,800 $50,000 $130,000
Healthcare (hospitals) $86,300 $45,000 $130,000
Educational services $62,400 $38,000 $85,000
Manufacturing $61,200 $40,000 $85,000
Construction $60,800 $38,000 $90,000
All industries (national avg) $69,900
Retail trade $42,100 $28,000 $65,000
Arts and entertainment $41,300 $28,000 $70,000
Home care services $35,200 $28,000 $42,000
Agriculture $34,700 $27,000 $50,000
Food services and drinking $31,400 $23,000 $45,000

Source: BLS OEWS data by NAICS industry sector.

The technology sector’s dominance is recent. As recently as 2000, the finance sector was the clear leader. The rise of software engineering salaries — driven by global demand and concentrated hiring at companies like Google, Meta, Amazon, and Microsoft — has elevated technology wages dramatically over the past 15 years.

Average Income by Education Level

Education remains the strongest single predictor of lifetime earnings in the US. A bachelor’s degree adds approximately $32,000 in annual earnings compared to a high school diploma — and the gap compounds over a career.

Education Level Median Weekly Earnings Median Annual Unemployment Rate
Less than high school diploma $614 $31,900 5.7%
High school diploma (no college) $825 $42,900 3.7%
Some college, no degree $941 $48,900 3.4%
Associate’s degree $1,004 $52,200 2.7%
Bachelor’s degree $1,441 $74,900 2.3%
Master’s degree $1,737 $90,300 1.8%
Doctoral degree $2,109 $109,700 1.1%
Professional degree (JD, MD, MBA) $2,264 $117,700 1.1%

Source: BLS Current Population Survey, Earnings and Unemployment Rates by Educational Attainment.

Return on investment varies by degree. A computer science bachelor’s degree ($115,000+ average starting salary at major tech companies) delivers far higher ROI than some liberal arts degrees. However, the data consistently shows that even “lower-returning” bachelor’s degrees earn significantly more than high school diplomas over a 40-year career, typically making the investment worthwhile.

Trade certifications are an underestimated path. Electricians, plumbers, HVAC technicians, and other licensed tradespeople often earn $65,000–$95,000 after apprenticeship — above the national mean — with minimal student debt.

Gender Wage Gap by State

The gender wage gap persists across all states, though its size varies significantly by location and occupation mix.

State Women’s Median Earnings Men’s Median Earnings Women-to-Men Ratio
Vermont $56,900 $60,200 94.5%
New York $60,100 $65,200 92.2%
California $62,400 $70,100 89.0%
Florida $47,800 $54,300 88.0%
US national $50,200 $60,700 82.7%
Utah $44,100 $57,800 76.3%
Idaho $42,600 $56,700 75.1%
Wyoming $41,900 $57,300 73.1%

Source: Census ACS median earnings for full-time, year-round workers.

The gap is driven by a combination of occupation sorting (women are more concentrated in lower-paying fields), fewer women in senior leadership roles, career interruptions for caregiving, and in some cases direct pay discrimination. The gap is narrowest in states with stronger equal pay laws and higher concentrations of female-dominated fields that happen to pay relatively well (healthcare).

Average Income by Occupation

The highest-paying individual occupations in the US as of 2026:

Occupation Mean Annual Wage
Anesthesiologists $331,200
Surgeons $302,500
Obstetricians and gynecologists $296,400
Psychiatrists $288,900
Oral and maxillofacial surgeons $285,000
Chief executives $239,200
Airline pilots and flight engineers $221,900
Dentists $198,700
Petroleum engineers $163,600
IT managers $176,400
Financial managers $163,400
Lawyers $163,800
Pharmacists $135,400
Software developers $133,100
Registered nurses $93,600
Electricians $73,200
Plumbers $67,500
Police officers $73,100
Teachers (K-12) $69,800
Administrative assistants $47,100
Retail salespersons $37,100
Food prep and servers $31,800

Source: BLS OEWS national occupational employment and wage estimates.

How US Income Has Changed Over Time

Year Mean Annual Wage Median HH Income Inflation (CPI)
2010 $44,410 $51,100 100
2015 $49,630 $57,200 108
2019 $56,310 $69,600 116
2020 $58,260 $68,400 119
2021 $60,580 $71,000 126
2022 $64,290 $74,600 137
2023 $67,690 $80,610 142
2024 $68,900 $82,700 (est.) 146
2026 ~$69,900 ~$84,200 (est.) ~150

Wage growth has outpaced inflation in most recent years, but the pandemic era (2020–2022) saw inflation spike sharply, eroding real purchasing power. In real (inflation-adjusted) terms, median household income peaked around 2019 and has only recently recovered.

What “Average” Doesn’t Tell You: Purchasing Power by State

A dollar goes much further in Mississippi than in Massachusetts. When adjusting for purchasing power, the wage rankings shift considerably.

State Nominal Mean Wage Cost-of-Living Index Adjusted Purchasing Power
Mississippi $48,700 85.0 $57,300
Arkansas $50,400 87.2 $57,800
Indiana $59,400 89.6 $66,300
Ohio $62,900 90.1 $69,800
National avg $69,900 100.0 $69,900
Massachusetts $85,100 133.2 $63,900
California $81,700 138.5 $59,000
New York $82,300 139.1 $59,200
Hawaii $71,900 192.9 $37,300

The takeaway: A worker earning $48,700 in Mississippi may have more real purchasing power than someone earning $70,000 in California. This matters enormously for relocation decisions. For a deeper dive, see our income percentile by state guide which adjusts for regional price parities.

How to Increase Your Income

If your income falls below the national average, practical steps depend on your situation:

Within your current job:

  • Request a raise with market data backing — use BLS OEWS for your occupation and state
  • Pursue certifications or continuing education that increase your market value
  • Switch to a performance-based compensation structure if your employer offers one

By changing jobs:

  • Workers who change employers typically receive 10–15% higher raises than those who stay
  • High-growth sectors (technology, healthcare, energy) pay more than stagnant ones
  • Remote work opens access to higher-paying markets regardless of location

By changing career paths:

  • Community college certificates in nursing, HVAC, electrical, and welding lead to $60,000–$90,000 jobs in 2–3 years
  • Coding bootcamps have an uneven record but some produce six-figure jobs in 12–18 months
  • An MBA adds ~$20,000–$40,000 in median salary but costs $60,000–$180,000 — ROI depends heavily on program and field

For context on where your income ranks nationally and within your state, use our income percentile calculator. To understand how income changes across a career, see average income by age.


Related: Income Percentile Calculator | Income Percentile by State | Average Income by Age | Poverty Line by State

WealthVieu
Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

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