If you want to be considered in the top 1% of households in the US you need to have a minimum net worth of $13.7 million.
This $13.7 million is the threshold to break into the top 1% of households by wealth. As a percentile this net worth would put you in the 99th percentile or top 1% of households in the USA.
Looking for benchmarks and strategy in one place? Start with the complete U.S. net worth guide.
There are a total of 1,313,064 households make up the top 1% in the USA. Given the high net worth threshold to be considered a part of the elite top 1%, it is no surprise that these households hold the majority of the wealth in the USA. Those who are in the top 1% of net worth hold 30.80% of all the wealth in the US as of 2024.
Households in the top 1% still have an extreme spread between what it takes to break into the top 1% and the net worth of households at the extreme. For example, if you wanted to make it into the top 0.10% of households, the net worth threshold increases to $61.8 million.
Top 1 percent net worth by age
While the $13.7 million threshold lets you know what it would take to reach the top 1% of all households in the USA, net worth is heavily impacted by age which makes it valuable to compare net worth to others in your age cohort to see how you stack up.
The amount of wealth required to join the top 1% in the US changes based on age group. The lowest net worth to join the top 1% would be $652,224 for those aged 18-24 years old. As your age increases, so does the threshold to join the top 1% with a peak threshold of $22,102,660 for those aged 65-69 years old.
| Age Group | Top 1% Net Worth |
|---|---|
| 18-24 | $653,224 |
| 25-29 | $2,121,910 |
| 30-34 | $2,636,882 |
| 35-39 | $4,741,320 |
| 40-44 | $7,835,420 |
| 45-49 | $8,701,500 |
| 50-54 | $13,231,940 |
| 55-59 | $15,371,684 |
| 60-64 | $17,869,960 |
| 65-69 | $22,102,660 |
| 70-74 | $18,761,580 |
| 75-79 | $19,868,894 |
| 80+ | $16,229,800 |
While it is interesting to see what it would take to reach the top 1% of net worth in each age group, you can see exactly what percentile your net worth falls into with this net worth percentile calculator.
Top 10 richest people in the world (as of January 2025)
What about the top 10 people of the top 1%? Not only are these ten individuals in the top 1% of net worth, but they were among the richest people in the world as of the January 2025 snapshot below. This table is a historical snapshot from January 2025 — now over a year and a half old — and should not be treated as current. Billionaire net worth is highly volatile and can swing by tens of billions of dollars in a single day based on stock prices; individual rankings and totals shown here have very likely changed substantially since this snapshot was taken. Use the live Forbes tracker for up-to-the-minute rankings and figures rather than relying on the numbers below.
!top 10 richest people in the world 2025
Comparing the two snapshots below, the combined net worth of these 10 individuals actually declined by about $491 billion between March 8, 2024 and January 21, 2025 — not an increase. Elon Musk posted the largest single decline of the group, down roughly $233 billion, while Bernard Arnault posted the largest gain, up about $49 billion, making him the highest-net-worth individual of the ten shown in the January 21, 2025 snapshot at $233 billion. Because billionaire rankings shift daily — sometimes by billions of dollars within a single day on stock-price moves — treat both columns below as historical snapshots rather than a current ranking. Use the live Forbes tracker for today’s order and figures.
This chart below shows the breakdown for the top 10 richest people in the word including which companies they are associated with that have allowed for their large increase in wealth.
| Name | March 8th, 2024 Net Worth ($ billions) | January 21st, 2025 Net Worth ($ billions) |
|---|---|---|
| Elon Musk | $428B | $195B |
| Jeff Bezos | $243B | $194B |
| Mark Zuckerberg | $212B | $177B |
| Larry Ellison | $206B | $141B |
| Bernard Arnault | $184B | $233B |
| Larry Page | $163B | $114B |
| Sergey Brin | $156B | $110B |
| Warren Buffet | $147B | $133B |
| Steve Ballmer | $126B | $121B |
| Jensen Huang | $121B | $77B |
These are the companies or source of the top 10 riches individuals wealth:
- Elon Musk: Tesla, SpaceX, X
- Jeff Bezos: Amazon
- Mark Zuckerberg: Facebook
- Larry Ellison: Oracle
- Bernard Arnault: LVMH
- Larry Page: Google
- Sergey Brin: Google
- Warren Buffet: Berkshire Hathaway
- Steve Ballmer: Microsoft
- Jensen Huang: Nvidia
Data for this list was taken from Forbes real-time billionaires tracker.
Related: Top 1% of Income | Net Worth Percentile by Age Calculator | Income Percentile Calculator | Compound Interest Calculator
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