Regions Bank is one of the largest banks in the US Southeast and Midwest, with more than 1,200 banking offices, $165+ billion in assets, and more than 1,750 ATMs. Founded in 1971 and headquartered in Birmingham, Alabama, Regions serves retail, business, and wealth management customers. This guide covers everything Regions customers need: routing numbers, fees, ATM access, hours, and how Regions compares to Wells Fargo and other regional competitors.
Regions Bank at a Glance
| Feature | Details |
|---|---|
| Headquarters | Birmingham, Alabama |
| Founded | 1971 |
| Assets | ~$165 billion |
| Branches | 1,200+ |
| ATMs | 1,750+ owned + 55,000+ Allpoint |
| Monthly fee (LifeGreen Checking) | $8 (waivable) |
| Minimum to waive fee | $1,500 daily balance OR $500/mo DD |
| Out-of-network ATM fee | $3.00 |
| Foreign transaction fee | 3% |
| Wire transfer (outgoing domestic) | Confirm with Regions |
| Customer service | Number on the back of your card, or regions.com/contact-us |
| Customer service hours | Listed at regions.com/contact-us |
| FDIC insured | Yes — $250,000 per depositor |
| Mobile app rating | 4.7/5 (iOS), 4.5/5 (Android) |
Regions Footprint: 15-State Coverage
Regions operates in: Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas.
Checking Account Options
| Account | Monthly Fee | Waiver Options |
|---|---|---|
| LifeGreen Checking | $8 | $1,500 daily balance OR $500 DD/mo |
| Regions Now Checking | $5 | No waiver |
| Regions Prestige Checking | $18 | $5,000 daily balance |
| Regions Premium Checking | $25 | $25,000 combined balance |
| Student Checking | $0 | Age 16–25, full-time student |
All Regions Bank Guides
- Regions Bank Routing Number 2026 — routing numbers by state, wire vs. ACH, how to find yours
- Regions Bank Fees 2026 — monthly fees, ATM fees, overdraft fees, wire fees
- Regions Bank ATM Limit 2026 — daily withdrawal limits, ATM network, OON fees
- Regions Bank Customer Service 2026 — how to reach support
- Regions Bank Hours 2026 — branch and phone hours
- Regions Bank Minimum Balance 2026 — minimum balance by account, fee waiver thresholds
- Regions Bank Transfer Limit 2026 — ACH, Zelle, wire limits
- Regions Bank vs Wells Fargo 2026 — fees, ATM, branches, and rates compared
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