U.S. Bank (officially U.S. Bancorp) is the fifth-largest bank in America, serving customers primarily in the western and midwestern United States. With branches in more than 20 states, U.S. Bank uses a different routing number for each state or region — the number you need is based on where you opened your account, and several states have more than one valid number.
See the U.S. Bank overview for fees, ATM limits, and account comparisons.
Correction note (September 2026 fact-verification pass): This page previously listed only one routing number per state. Federal Reserve routing-directory data, cross-checked across two independent directories, shows U.S. Bank actually has separate routing numbers for sub-regions within California, Illinois, Kentucky, Minnesota, Missouri, and Ohio (plus a separate Aspen, Colorado number), and also has routing numbers for North Carolina and New Mexico that this page previously omitted entirely. The table below has been corrected and expanded accordingly. If your region isn’t uniquely listed, verify your exact number in the U.S. Bank app rather than assuming the state-level number applies.
U.S. Bank Routing Numbers by State
| State / Region | Routing Number |
|---|---|
| Arizona | 122105155 |
| Arkansas | 082000549 |
| California (Northern) | 121122676 |
| California (Southern) | 122235821 |
| Colorado (Aspen) | 102101645 |
| Colorado (other areas) | 102000021 |
| Idaho | 123271978 |
| Illinois (Northern) | 071904779 |
| Illinois (Southern) | 081202759 |
| Indiana | 074900783 |
| Iowa | 073000545 |
| Kansas | 101000187 |
| Kentucky (Northern) | 042100175 |
| Kentucky (Western) | 083900363 |
| Minnesota (East Grand Forks) | 091215927 |
| Minnesota (Moorhead) | 091300023 |
| Minnesota (other areas) | 091000022 |
| Missouri (other areas) | 081000210 |
| Missouri (Western) | 101200453 |
| Montana | 092900383 |
| Nebraska | 104000029 |
| Nevada | 121201694 |
| New Mexico | 107002312 |
| North Carolina | 064103707 |
| North Dakota | 091300023 |
| Ohio (Cleveland) | 041202582 |
| Ohio (other areas) | 042000013 |
| Oregon | 123000220 |
| South Dakota | 091408501 |
| Tennessee | 064000059 |
| Utah | 124302150 |
| Washington | 125000105 |
| Wisconsin | 075000022 |
| Wyoming | 307070115 |
U.S. Bank’s routing numbers span a wide range of Federal Reserve districts because the bank grew through acquisitions across the western and central United States. If your state or region isn’t listed above, or you’re not sure which sub-region applies, check the U.S. Bank app or call 1-800-872-2657 rather than guessing — the bank also serves customers in some states through online-only relationships.
U.S. Bank Wire Transfer Routing Number
U.S. Bank’s own official “receiving a wire transfer” help page does not name a single universal wire routing number — it directs customers to use their own account’s routing number. Multiple third-party sources report 042000013 (the Ohio ACH number) as also being wire-enabled and commonly cited as a general-purpose wire number, but this has not been confirmed directly on U.S. Bank’s official site as the one number that overrides your account’s regular routing number for every wire.
| Transfer Type | Routing Number |
|---|---|
| Domestic wire transfer | Confirm with U.S. Bank directly — many customers are told to use their own account’s routing number; 042000013 is widely reported as a general wire number but is not confirmed on usbank.com |
| ACH / direct deposit | State-specific (see table above) |
| International wire (SWIFT code) | USBKUS44 |
For receiving an international wire transfer:
| Information | Details |
|---|---|
| SWIFT/BIC code | USBKUS44 |
| Bank name | U.S. Bank, N.A. |
| Bank address | 800 Nicollet Mall, Minneapolis, MN 55402 |
| Your account number | Your U.S. Bank account number |
| Your name and address | As it appears on your account |
How to Find Your U.S. Bank Routing Number
1. U.S. Bank Mobile App
Open the app → select your account → tap “Account details.” The routing and account numbers are displayed together.
2. U.S. Bank Online Banking
Log in at usbank.com → click on your account → select “Account details” → find your routing number listed with your account information.
3. On a U.S. Bank Check
The first 9 digits on the bottom-left corner of your check are the routing number, followed by your account number.
4. Customer Service
Call U.S. Bank at 1-800-872-2657. A representative can confirm your routing number after identity verification.
Which Routing Number Do I Need?
| Transaction | Which Number |
|---|---|
| Employer direct deposit | State/region-specific ACH number |
| Tax refund via direct deposit | State/region-specific ACH number |
| Automatic bill pay | State/region-specific ACH number |
| Linking to apps (Venmo, Zelle, etc.) | State/region-specific ACH number |
| Domestic wire (sending or receiving) | Confirm with U.S. Bank — do not assume it matches your ACH number |
| International wire | SWIFT: USBKUS44 |
Given how many U.S. Bank markets have more than one valid routing number, confirming your specific number in the app before setting up a payment is the single most reliable way to avoid a misdirected transfer.
U.S. Bank’s Geographic Footprint
U.S. Bank has a strong presence in the Midwest and West but limited East Coast operations:
| Region | States |
|---|---|
| Midwest | IL, IN, IA, KS, KY, MN, MO, NE, ND, OH, SD, WI |
| West | AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY |
| South | AR, NC, NM, TN |
If you’re in a state without U.S. Bank branches, you can still bank online and through its ATM network. Your routing number will be assigned based on the region most closely associated with your account.
Bottom Line
| Question | Answer |
|---|---|
| How many routing numbers does U.S. Bank have? | 30+ (several states have more than one region-specific number) |
| Wire transfer routing number | Not confirmed as a single universal number by usbank.com — verify directly |
| SWIFT code | USBKUS44 |
| Headquartered | Minneapolis, Minnesota |
| Does it change if I move? | No — tied to where you opened the account |
| Best way to verify | U.S. Bank app → Account details |
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