Citi’s main customer service number is 1-800-374-9700, available 24/7 for general banking, debit cards, and account questions. For credit cards, call 1-800-950-5114, also available 24/7. With about 650 branches concentrated in major metro areas, most Citi customers rely on phone and app support for day-to-day needs.

Citi Customer Service Numbers

Service Phone Number Hours
General banking 1-800-374-9700 24/7
Credit cards 1-800-950-5114 24/7

For specialized department numbers (mortgage, business banking, Citi Priority), see Citi’s contact page.

How to Reach a Live Person at Citi

Call 1-800-374-9700 and press 0 at each automated prompt, or say “representative.” For credit cards, call 1-800-950-5114 and follow the same steps. Have your account number and Social Security number ready for identity verification.

What to Have Ready Before You Call

  • Account or card number
  • Last four digits of your Social Security number
  • Recent transaction details (if disputing a charge)

Use the App Instead of Calling

The Citi Mobile app handles many common requests without hold time:

  • Lock or unlock a card instantly
  • Dispute a charge (tap the transaction → “Dispute a Charge”)
  • Make payments and check balances
  • Send a secure message to support

For more on Citi accounts and fees, see the Citi guide, fees, and routing number.

WealthVieu
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