20 Biggest Banks in America 2026: Ranked by Assets

The 20 largest banks in the United States, ranked by domestic consolidated assets, serve both consumers and small businesses. All are FDIC-insured. Putting your money in a large bank typically means broader branch and ATM access and a wider product range — though online banks and credit unions generally offer better interest rates and lower fees.

Data correction note (September 2026): This page previously cited Q4 2025 asset figures that undercounted several major banks, most notably JPMorgan Chase (previously listed at $2.81 trillion). We re-fetched the Federal Reserve’s own “Large Commercial Banks” release directly this session; the top 10 figures below reflect that live data, dated March 31, 2026. Two consequential corrections: JPMorgan Chase’s assets are $4.02 trillion, not $2.81 trillion, and Citibank now ranks ahead of Wells Fargo (previously reversed on this page). Ranks 11-20 below were not re-verified against a live source this session and are carried over from prior research — treat those as directional, not precise, and confirm at federalreserve.gov/releases/lbr/ before citing a specific figure.

Top-10 asset data sourced directly from the Federal Reserve’s Large Commercial Banks release, fetched this session, as of March 31, 2026. Domestic consolidated assets only.

Independently re-verified September 19, 2026: a fresh fetch of federalreserve.gov/releases/lbr/current/ this session reproduced the same top-10 consolidated-asset figures shown above with no changes needed.

20 Largest US Banks by Domestic Assets

Ranks 11-20 are shown without specific dollar figures because the prior figures on this page could not be independently re-verified this session, and given how far off the previous Chase figure was, we are not confident the prior ranks-11-20 figures are current either. Confirm current asset figures and exact rank order directly at federalreserve.gov/releases/lbr/ before citing a specific number for these banks.

Bank Profiles: ATMs, Branches and Key Features

Asset figures in the headers below for ranks 1-10 reflect the live Federal Reserve data fetched this session (March 31, 2026). ATM and branch counts were not independently re-verified this session and are carried over from prior research — confirm current counts directly with each bank before relying on a specific number.

1. JPMorgan Chase Bank — $4.02 trillion

Chase is the largest US bank for consumers and small businesses and the primary banking subsidiary of JPMorgan Chase & Co. It has the largest branch network of any bank on this list.

• ATMs: More than 14,000 (reported; confirm current count)
• Branches: More than 5,000, across more states than any other bank on this list (reported; confirm current count)

See the Chase guide, Chase fees, and Chase minimum balance.

2. Bank of America — $2.67 trillion

Bank of America is the second-largest US bank. Of the top few, it has historically had fewer branches than Chase but a large ATM network.

• ATMs: Reported around 15,000 (confirm current count)
• Branches: Reported around 3,500 (confirm current count)

See the Bank of America guide and Chase vs Bank of America comparison.

3. Citibank — $1.93 trillion

Citibank now ranks third by domestic consolidated assets per the Federal Reserve’s March 2026 data — ahead of Wells Fargo. Citibank has relatively few US branches but one of the larger ATM networks on this list through partner networks.

• ATMs: Reported in the tens of thousands including Allpoint and MoneyPass access (confirm current count)
• Branches: Reported around 600 (confirm current count)

See the Citi guide.

4. Wells Fargo Bank — $1.85 trillion

Wells Fargo now ranks fourth by domestic consolidated assets, behind Citibank, per the Federal Reserve’s March 2026 data — a change from the ranking in older guides. Wells Fargo has historically had one of the larger branch networks on this list.

• ATMs: Reported around 11,000 (confirm current count)
• Branches: Reported more than 4,000 (confirm current count)

See the Wells Fargo guide and Wells Fargo minimum balance.

5. Goldman Sachs Bank USA — $751.8 billion

Goldman Sachs is primarily an investment bank, but offers consumer banking products through Marcus by Goldman Sachs — a high-yield savings account and CDs — entirely online. Its bank-level assets rank notably higher than previously listed on this page.

• ATMs: 0
• Branches: 0

See the Marcus savings account guide.

6. US Bank — $683.4 billion

US Bank offers tens of thousands of fee-free ATMs through its MoneyPass partnership.

• ATMs: Reported around 40,000 including MoneyPass network (confirm current count)
• Branches: Reported more than 2,000 (confirm current count)

See the US Bank guide.

7. Capital One — $672.0 billion

The Capital One-Discover deposit-account merger was finalized in May 2025. Capital One operates one of the larger ATM networks on this list but relatively few branches. Some locations are “Capital One Cafés” offering workspace and account services.

• ATMs: Reported around 90,000 including Allpoint and MoneyPass (confirm current count)
• Branches: Reported around 260 (confirm current count)

See the Capital One guide.

8. PNC Bank — $567.9 billion

PNC acquired BBVA USA in 2021 and now has branches in more than half the country.

• ATMs: Reported around 60,000; may reimburse some out-of-network fees (confirm current count)
• Branches: Reported around 2,300 (confirm current count)

See the PNC guide.

9. Truist Bank — $541.2 billion

Truist was formed from the 2019 merger of BB&T and SunTrust Bank and is headquartered in Charlotte, North Carolina.

• ATMs: Reported more than 2,800 (confirm current count)
• Branches: Reported more than 1,900 (confirm current count)

See the Truist guide, Truist hours, and Truist routing number.

10. Bank of New York Mellon — $467.3 billion

BNY Mellon is primarily a custody bank and asset servicer for institutional clients rather than a retail-focused consumer bank, which is why it wasn’t previously included on this consumer-facing list despite ranking in the top 10 by assets. It has limited consumer branch/ATM presence relevant to most retail banking readers.

Banks Previously Ranked 11-20 (Not Re-Verified This Session)

The banks below were included in prior versions of this list. Their exact current asset figures and rank order were not independently re-verified against a live Federal Reserve source this session — given how significantly the top-10 figures shifted upon re-verification, treat the list below as directional only:

TD Bank, BMO, First Citizens Bank, Citizens Bank, Huntington National Bank, Fifth Third Bank, M&T Bank, American Express National Bank, Ally Bank, KeyBank, HSBC Bank USA.

• Notable recent mergers/context: Truist formed from BB&T + SunTrust (2019). Capital One’s deposit-account merger with Discover finalized May 2025. JPMorgan acquired First Republic Bank assets (2023). PNC acquired BBVA USA (2021). First Citizens took over Silicon Valley Bank accounts in March 2023 after SVB failed. Citizens Bank acquired East Coast branches of HSBC in 2022. HSBC now offers only premium deposit accounts in the US after that 2022 sale.

For current figures on any of these banks, see their individual WealthVieu guides or confirm directly at federalreserve.gov/releases/lbr/.

Branch Count: Which Big Banks Have the Most Locations?

Branch counts below are reported figures from prior research, not independently re-verified this session — confirm current counts directly with each bank.

Branch count matters for in-person service, cash deposits, notarized documents, and safe deposit boxes. If you rarely need a branch, online banks typically offer better rates.

Bank Consolidation

The US banking industry has been consolidating for decades. The number of FDIC-insured institutions has dropped substantially since 1980.

Figures above are reported estimates from prior research, not independently re-verified this session — confirm the current count at fdic.gov.

Notable recent mergers: Truist formed from BB&T + SunTrust (2019). Capital One’s deposit-account merger with Discover finalized May 2025 (Discover-branded credit cards remain a separate, unaffected business). JPMorgan acquired First Republic Bank assets (2023). PNC acquired BBVA USA (2021).

Big Banks vs. Online Banks

Large traditional banks offer branch access and product breadth. Online banks typically offer better savings rates and fewer fees, though the rate gap has narrowed somewhat as online APYs have fallen through 2026 (see the best online banks guide for current confirmed rates).

For the best of both, some customers use a large bank for everyday checking and bill pay and an online bank for savings. See best online banks and best high-yield savings accounts.

Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.