Fifth Third Bank is a major US regional bank, headquartered in Cincinnati, Ohio. After completing its merger with Comerica (closed February 1, 2026; final systems and branch conversion completed Labor Day weekend, September 2026), Fifth Third became the ninth-largest bank in the United States, with more than $300 billion in assets and roughly 1,500 branches. Its footprint now spans its original Midwest and Southeast states plus new markets including Texas, Arizona, and California. Fifth Third’s Essential Checking account charges $11/month (waived with $500 DD or $1,500 balance). The bank operates ~2,100 owned ATMs and participates in the Allpoint network (40,000+ ATMs in the US).
Fifth Third Bank at a Glance
| Feature | Details |
|---|---|
| Headquarters | Cincinnati, Ohio |
| Founded | 1858 |
| Assets | 300+ billion (post-Comerica merger, 2026) |
| Branches | ~1,500 (expanded footprint post-merger) |
| ATMs | ~2,100 owned + 40,000+ Allpoint (US) |
| Monthly fee (Essential Checking) | $11 (waivable) |
| Fee waiver | $500/mo DD OR $1,500 daily balance |
| Overdraft fee | $37/item (no grace period) |
| Daily ATM limit | $810 |
| OON ATM fee | $3.50 |
| Outgoing domestic wire | $30 |
| Customer service | 1-800-972-3030 |
| Phone hours | Mon–Fri 7AM–8PM ET; Sat 8:30AM–5PM ET |
| FDIC insured | Yes — $250,000 per depositor |
Figures above reflect the post-Comerica-merger footprint as of September 2026 and may continue to change as integration proceeds; confirm current details at 53.com.
Fifth Third’s Expanding Footprint
Fifth Third’s original footprint covered Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Following the 2026 Comerica merger, Fifth Third added markets in Texas, Arizona, and California. Some legacy Comerica branches were consolidated as part of the integration — for example, dozens of Michigan branch closures were announced in 2026. Confirm branch availability in your area at 53.com/branch-atm-locator.
Checking Account Options
| Account | Monthly Fee | Waiver |
|---|---|---|
| Essential Checking | $11 | $500 DD or $1,500 balance |
| Express Banking | $0 | No checks; limited features |
| Enhanced Checking | $15 | $20,000 balance |
| Preferred Checking | $25 | $100,000 balance |
All Fifth Third Bank Guides
- Fifth Third Bank Routing Number 2026 — 042000314, direct deposit, wire setup
- Fifth Third Bank Fees 2026 — $11 monthly, $37 overdraft, ATM fees
- Fifth Third Bank ATM Limit 2026 — $810/day, 2,100 ATMs, Allpoint network
- Fifth Third Bank Customer Service 2026 — 1-800-972-3030, hours, chat
- Fifth Third Bank Hours 2026 — branch hours, holiday schedule
- Fifth Third Bank Minimum Balance 2026 — $1,500 balance or $500 DD to waive
- Fifth Third Bank Mobile Deposit Limit 2026 — $5,000/day, $10,000/30-day
- Fifth Third Bank Transfer Limit 2026 — Zelle, ACH, wire limits
- Fifth Third Bank vs Huntington Bank 2026 — Ohio regional bank comparison
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