Bank of America financial centers are open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00–2:00 PM at most locations — branches are closed on Sundays and all 11 federal bank holidays. With approximately 3,800 branches nationwide, hours vary enough by location that checking the branch locator before visiting is always worth the 30 seconds it takes. ATMs and digital banking are available 24/7 regardless of branch hours. For everything else about this bank, see the Bank of America complete guide.
Standard Bank of America Hours
Most Bank of America branches follow a consistent weekday schedule, with Saturday hours available at the majority of locations. The variation comes primarily from branch type — full-service financial centers run longer hours than express locations.
| Day | Typical Hours | Notes |
|---|---|---|
| Monday | 9:00 AM – 5:00 PM | Some express locations open at 10:00 AM |
| Tuesday | 9:00 AM – 5:00 PM | Standard banking day |
| Wednesday | 9:00 AM – 5:00 PM | Standard banking day |
| Thursday | 9:00 AM – 5:00 PM | Standard banking day |
| Friday | 9:00 AM – 5:00 PM | Some high-traffic locations open until 6:00 PM |
| Saturday | 9:00 AM – 1:00 PM | Varies; some locations close at 2:00–4:00 PM, some closed |
| Sunday | Closed | ATMs and online banking available 24/7 |
Bank of America has been consolidating its branch network in recent years, which means the remaining locations tend to be in higher-traffic areas with better service hours and more staff. If a branch near you has closed, the nearest alternative is often a full-service center with more complete hours than the one it replaced. For real-time federal holiday status, see are banks open today.
Bank of America Holiday Schedule 2026
Bank of America is closed on all 11 federal bank holidays. Wire transfers and ACH processing also pause on these days, though ATMs, mobile deposit, and online bill pay remain available.
| Holiday | 2026 Date | Day |
|---|---|---|
| New Year’s Day | January 1, 2026 | Thursday |
| Martin Luther King Jr. Day | January 19, 2026 | Monday |
| Presidents Day | February 16, 2026 | Monday |
| Memorial Day | May 25, 2026 | Monday |
| Juneteenth | June 19, 2026 | Friday |
| Independence Day (observed) | July 3, 2026 | Friday |
| Labor Day | September 7, 2026 | Monday |
| Columbus Day | October 12, 2026 | Monday |
| Veterans Day | November 11, 2026 | Wednesday |
| Thanksgiving Day | November 26, 2026 | Thursday |
| Christmas Day | December 25, 2026 | Friday |
BofA typically closes early — around 2:00–3:00 PM — on Christmas Eve (December 24) and New Year’s Eve (December 31), though this is not guaranteed at every location. The day after Thanksgiving is a regular business day at Bank of America, although some branches may have reduced staffing.
For specific holidays, see: MLK Day banking hours, Presidents Day, Columbus Day, Veterans Day, and the day after Thanksgiving. For the full 2026 federal bank holiday calendar, see the bank holiday schedule.
24/7 Banking Options
The vast majority of routine banking can be completed outside branch hours through Bank of America’s digital channels and ATM network.
| Service | Availability | What You Can Do |
|---|---|---|
| BofA ATMs (15,000+ nationwide) | 24/7 | Cash withdrawal, check/cash deposit, transfers, bill pay |
| Mobile Banking App | 24/7 | Mobile deposit, Zelle, transfers, bill pay, account alerts |
| Online Banking | 24/7 | Full account management, wire transfers, statements |
| Erica (AI assistant) | 24/7 | Account questions, spending insights, dispute initiation |
| Automated phone banking | 24/7 | Balance checks, transaction history, basic transfers |
| Live phone support | Mon–Fri 8 AM–11 PM ET; Sat–Sun 8 AM–8 PM ET | Complex account questions, disputes |
Phone Support Hours
For questions that can’t be resolved through the app or ATM, Bank of America phone support hours are:
| Service | Hours |
|---|---|
| General customer service (live agent) | Mon–Fri 8:00 AM – 11:00 PM ET; Sat–Sun 8:00 AM – 8:00 PM ET |
| Automated phone banking | 24/7 |
| Credit card support | 24/7 |
| Small business banking | Mon–Fri 8:00 AM – 8:00 PM ET |
| Fraud hotline | 24/7 |
The automated system handles balance checks, recent transaction history, and simple transfers at any hour. For complex issues — disputing a charge, requesting a credit limit increase, or asking about account terms — the live agent hours above apply. Preferred Rewards Platinum and Platinum Honors members have access to a dedicated support line with shorter wait times. For the full list of department numbers and tips on reaching a live agent, see the Bank of America customer service guide.
How to Find Bank of America Hours Near You
Hours vary enough by location that verifying before visiting is always the right move, especially on Saturdays or the day before a holiday.
- Branch locator: Go to bankofamerica.com and use the branch/ATM locator — enter your ZIP code, click any result, and see exact hours, services offered, and whether drive-thru is available
- Mobile app: Open the BofA app, tap “Locations,” and browse nearby branches with hours and service filters
- Call ahead: Use the locator to find your specific branch’s direct number, particularly useful for confirming Saturday hours or holiday closures
The locator is also useful for filtering by services — not every BofA branch offers safe deposit boxes, notary, or foreign currency exchange, so checking before driving over can save a wasted trip. For a complete picture of what BofA charges and whether its accounts suit your needs, see the Bank of America fees guide and the full Bank of America review.
For a full overview of Bank of America accounts, fees, limits, and contact information, see the Bank of America complete guide.
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