HomeIf you want to be considered in the top 1% of households in the US you need to have a minimum net worth of $13.7 million. This $13.7 million is the threshold to break into the top 1% of households by wealth. As a percentile this net worth would put you in the 99th percentile or top 1% of households in the USA.
There are a total of 1,313,064 households make up the top 1% in the USA. Given the high net worth threshold to be considered apart of the elite top 1%, it is no suprise that these households hold the majority of the wealth in the USA. Those who are in the top 1% of net worth hold 30.80% of all the wealth in the US as of 2024.
Households in the top 1% still have an extreme spread between what it takes to break into the top 1% and the net worth of households at the extreme. For example, if you wanted to make it into the top 0.10% of households, the net worth threshold increases to $61.8 million.
Top 1 percent net worth by age
While the $13.7 million threshold lets you know what it would take to reach the top 1% of all households in the USA, net worth is heavily impacted by age which makes it valuable to compare net worth to others in your age cohort to see how you stack up.
The amount of wealth required to join the top 1% in the US changes based on age group. The lowest net worth to join the top 1% would be $652,224 for those aged 18-24 years old. As your age increases, so does the threshold to join the top 1% with a peak threshold of $22,102,660 for those aged 65-69 years old.
| Age Group | Top 1% Net Worth |
|---|---|
| 18-24 | $653,224 |
| 25-29 | $2,121,910 |
| 30-34 | $2,636,882 |
| 35-39 | $4,741,320 |
| 40-44 | $7,835,420 |
| 45-49 | $8,701,500 |
| 50-54 | $13,231,940 |
| 55-59 | $15,371,684 |
| 60-64 | $17,869,960 |
| 65-69 | $22,102,660 |
| 70-74 | $18,761,580 |
| 75-79 | $19,868,894 |
| 80+ | $16,229,800 |
While it is interesting to see what it would take to reach the top 1% of net worth in each age group, you can see exactly what percentile your net worth falls into with this net worth percentile calculator.
Top 10 richest people in the world 2025
What about the top 10 people of the top 1%? Not only are these ten individuals in the top 1% of net worth, but they are the richest and take the top ten spots as the richest people in the world in 2025.
Over the past year the wealth of the top 10 individuals increased by $491 billion dollars. Of this $491 billion dollars increase $233 billion dollars came from an increase in the net worth of Elon Musk who moved up in ranking and is now the richest man on this list.
Sergey Brin joined the top 10 list as he moved from 11th place to 7th. Jensen Huang also joined the top 10 richest people as his net worth increased $44 billion dollars which moved him from 20th place up to 10th. The net worth of Berndard Arnault decreased by $49 billion as he moved from the 1st place to 5th.
This chart below shows the breakdown for the top 10 richest people in the word including which companies they are associated with that have allowed for their large increase in wealth.
| Name | March 8th, 2024 Net Worth ($ billions) | January 21st, 2025 Net Worth ($ billions) |
|---|---|---|
| Jeff Bezos | $243B | $194B |
| Mark Zuckerberg | $212B | $177B |
| Larry Ellison | $206B | $141B |
| Bernard Arnault | $184B | $233B |
| Larry Page | $163B | $114B |
| Sergey Brin | $156B | $110B |
| Warren Buffet | $147B | $133B |
| Steve Ballmer | $126B | $121B |
| Jensen Huang | $121B | $77B |
These are the companies or source of the top 10 riches individuals wealth:
- Elon Musk: Tesla, SpaceX, X
- Jeff Bezos: Amazon
- Mark Zuckerberg: Facebook
- Larry Ellison: Oracle
- Bernard Arnault: LVMH
- Larry Page: Google
- Sergey Brin: Google
- Warren Buffet: Berkshire Hathaway
- Steve Ballmer: Microsoft
- Jensen Huang: Nividia
Data for this list was taken form Forbes real-time billionairs tracker.