What is Ohio's income tax rate in 2026?

Ohio has a graduated income tax with a top rate of 3.99% in 2026. Income up to $26,050 is not taxed. The rates are 2.765% from $26,050 to $46,100; 3.226% from $46,100 to $92,150; 3.688% from $92,150 to $115,300; and 3.99% over $115,300. Ohio also provides a personal exemption of $2,400 (single).

How much take-home pay on $75,000 in Ohio?

On a $75,000 salary in Ohio, a single filer pays approximately $8,556 in federal income tax, $5,738 in FICA, and about $1,540 in Ohio state income tax. Take-home pay is approximately $59,166 per year, or $4,930 per month.

Does Ohio have local income taxes?

Yes. Most Ohio cities and municipalities levy a local income tax of 1%–3%, with Columbus, Cleveland, and Cincinnati at 2.5%. The employer typically withholds this automatically. A Columbus resident earning $75,000 pays approximately $1,875 per year in city income tax.

Does Ohio tax Social Security income?

No. Ohio does not tax Social Security benefits. Ohio also offers a retirement income credit for residents 65+ with qualifying retirement income. This makes Ohio moderately tax-friendly for retirees compared to states that fully tax Social Security.

What cities in Ohio have income tax?

Ohio has hundreds of municipalities with local income taxes. Major cities include: Columbus (2.5%), Cleveland (2.5%), Cincinnati (1.8%), Toledo (2.25%), Akron (2.5%), Dayton (2.25%), and Canton (2%). These are in addition to the state income tax and are not included in the calculator above.

Ohio Take-Home Pay Calculator 2026 — OH Income Tax Rates

Ohio has a graduated income tax with a top rate of 3.99% — one of the lower state income tax rates in the Midwest. On a $75,000 salary, an Ohioan keeps about $59,200 per year, before any local city income tax. Use the calculator below — it defaults to Ohio.

Take-Home Pay Calculator

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FICA (SS + Medicare)

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📋 Detailed Tax Breakdown

Ohio Take-Home Pay by Salary (2026)

Gross Salary	Federal Tax	FICA	OH State Tax	Take-Home	Eff. Rate
$40,000	$2,978	$3,060	$386	$33,576	16.1%
$50,000	$4,478	$3,825	$663	$41,034	17.9%
$60,000	$5,978	$4,590	$984	$48,448	19.3%
$75,000	$8,556	$5,738	$1,540	$59,166	21.1%
$100,000	$13,234	$7,650	$2,554	$76,562	23.4%
$150,000	$24,034	$10,718	$4,781	$110,467	26.4%
$200,000	$38,090	$12,958	$6,981	$141,971	29.0%

OH personal exemption: $2,400 (single). Uses 2026 OH graduated brackets. Add 1–2.5% for local/city income tax if applicable. Estimates only.

Ohio Income Tax Brackets (2026, All Filing Statuses)

Rate	Ohio Taxable Income
0%	$0 – $26,050
2.765%	$26,050 – $46,100
3.226%	$46,100 – $92,150
3.688%	$92,150 – $115,300
3.99%	Over $115,300

Personal exemption: $2,400 single / $4,800 MFJ / $3,600 HOH. Ohio uses the same brackets for all filing statuses.

Ohio City Income Taxes (Not Included Above)

Ohio is unusual in that most municipalities impose their own income tax. This can add 1%–2.5% to your total tax rate:

City	Local Tax Rate	Extra Annual Tax on $75K
Columbus	2.5%	~$1,875
Cleveland	2.5%	~$1,875
Cincinnati	1.8%	~$1,350
Toledo	2.25%	~$1,688
Akron	2.5%	~$1,875
Dayton	2.25%	~$1,688

Adding city tax, a Columbus resident earning $75,000 keeps approximately $57,291 per year — about $1,875 less than the state-only estimate.

Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

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