What is Georgia's income tax rate in 2026?

Georgia moved to a flat income tax of 5.49% in 2024. The rate is scheduled to decline gradually to 4.99% by 2029 if revenue triggers are met. In 2026, the rate is 5.49% on all taxable income. Georgia provides a standard deduction of $12,000 (single) for 2026.

How much take-home pay on $75,000 in Georgia?

On a $75,000 salary in Georgia, a single filer pays approximately $8,556 in federal income tax, $5,738 in FICA, and approximately $3,462 in Georgia state income tax (5.49% on $63,000 after the $12,000 standard deduction). Take-home pay is approximately $57,244 per year, or $4,770 per month.

Does Georgia have a standard deduction?

Yes. Georgia's standard deduction is $12,000 for single filers and $24,000 for married filing jointly in 2026. This reduces the income subject to the 5.49% flat rate. On a $75,000 salary, only $63,000 is taxable at the state level.

Is Georgia's income tax going down?

Yes. Georgia enacted a plan to gradually lower the flat rate from 5.49% to 4.99% through 2029, contingent on state revenue targets being met. If the schedule holds, the rate drops by 0.1% each year: 5.39% in 2027, 5.29% in 2028, and 4.99% by 2029.

Does Georgia have any local income taxes?

No. Georgia does not allow cities or counties to impose local income taxes on wages. Atlanta, Savannah, and other Georgia cities do not have local income taxes, making the state tax burden more predictable than Ohio or Maryland.

Georgia Take-Home Pay Calculator 2026 — 5.49% Flat Tax

Georgia has a 5.49% flat income tax in 2026, with a $12,000 standard deduction for single filers. On a $75,000 salary, a Georgia resident keeps about $57,200 after federal and state taxes. The rate is scheduled to fall further through 2029. Use the calculator below — it defaults to Georgia.

Take-Home Pay Calculator

Take-Home Pay per Year

Effective Tax Rate

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Gross Per Period

Where your money goes:

Federal Income Tax

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FICA (SS + Medicare)

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State Income Tax

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You Keep

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📋 Detailed Tax Breakdown

Georgia Take-Home Pay by Salary (2026)

Gross Salary	Federal Tax	FICA	GA State Tax	Take-Home	Eff. Rate
$40,000	$2,978	$3,060	$1,538	$32,424	18.9%
$50,000	$4,478	$3,825	$2,087	$39,610	20.8%
$60,000	$5,978	$4,590	$2,636	$46,796	22.0%
$75,000	$8,556	$5,738	$3,462	$57,244	23.7%
$100,000	$13,234	$7,650	$4,837	$74,279	25.7%
$150,000	$24,034	$10,718	$7,582	$107,666	28.2%
$200,000	$38,090	$12,958	$10,327	$138,625	30.7%

GA standard deduction: $12,000 (single). Rate: 5.49% on taxable income. Estimates only.

Georgia’s Planned Tax Rate Reductions

Georgia enacted a revenue-contingent schedule to reduce the flat rate:

Year	GA Flat Tax Rate
2024	5.75% → 5.49%
2026	5.49%
2027	5.39% (if triggered)
2028	5.29% (if triggered)
2029	4.99% (if triggered)

On a $100,000 salary, moving from 5.49% to 4.99% saves approximately $440 per year in state income taxes.

Georgia vs. Neighboring States

$100,000 salary, single filer:

State	Top Rate	Annual State Tax	Take-Home
Florida	No tax	$0	~$79,116
Tennessee	No tax	$0	~$79,116
Georgia	5.49% flat	~$4,837	~$74,279
North Carolina	4.5% flat	~$3,825	~$75,291
South Carolina	6.4% top	~$5,150	~$73,966

Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

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