What Is Middle Class Income? (By State, 2026)

“Middle class” means different things in different places. A household earning $75,000 is upper-middle class in Mississippi but lower-middle class in Massachusetts. Here’s the data.

Table of Contents

National Middle Class Income Range

Using the Pew Research Center definition (two-thirds to double the median household income):

Metric Amount
National median household income $80,600
Lower bound (⅔ of median) $53,700
Upper bound (2× median) $161,200
Middle class range $53,700 - $161,200

Middle Class Income by State

State Median Household Income Middle Class Range
Alabama $59,600 $39,700 - $119,200
Alaska $80,400 $53,600 - $160,800
Arizona $72,600 $48,400 - $145,200
Arkansas $56,300 $37,500 - $112,600
California $91,900 $61,300 - $183,800
Colorado $87,600 $58,400 - $175,200
Connecticut $90,200 $60,100 - $180,400
Delaware $79,300 $52,900 - $158,600
Florida $67,900 $45,300 - $135,800
Georgia $71,300 $47,500 - $142,600
Hawaii $94,800 $63,200 - $189,600
Idaho $69,000 $46,000 - $138,000
Illinois $78,400 $52,300 - $156,800
Indiana $67,200 $44,800 - $134,400
Iowa $72,400 $48,300 - $144,800
Kansas $71,000 $47,300 - $142,000
Kentucky $60,400 $40,300 - $120,800
Louisiana $57,800 $38,500 - $115,600
Maine $68,300 $45,500 - $136,600
Maryland $98,500 $65,700 - $197,000
Massachusetts $96,500 $64,300 - $193,000
Michigan $68,000 $45,300 - $136,000
Minnesota $84,300 $56,200 - $168,600
Mississippi $52,100 $34,700 - $104,200
Missouri $65,900 $43,900 - $131,800
Montana $66,300 $44,200 - $132,600
Nebraska $74,600 $49,700 - $149,200
Nevada $71,600 $47,700 - $143,200
New Hampshire $90,800 $60,500 - $181,600
New Jersey $97,100 $64,700 - $194,200
New Mexico $58,700 $39,100 - $117,400
New York $81,400 $54,300 - $162,800
North Carolina $66,200 $44,100 - $132,400
North Dakota $73,900 $49,300 - $147,800
Ohio $65,700 $43,800 - $131,400
Oklahoma $61,400 $40,900 - $122,800
Oregon $76,400 $50,900 - $152,800
Pennsylvania $73,200 $48,800 - $146,400
Rhode Island $78,000 $52,000 - $156,000
South Carolina $63,600 $42,400 - $127,200
South Dakota $69,500 $46,300 - $139,000
Tennessee $63,500 $42,300 - $127,000
Texas $73,000 $48,700 - $146,000
Utah $86,300 $57,500 - $172,600
Vermont $72,400 $48,300 - $144,800
Virginia $87,300 $58,200 - $174,600
Washington $90,300 $60,200 - $180,600
West Virginia $53,100 $35,400 - $106,200
Wisconsin $72,500 $48,300 - $145,000
Wyoming $72,500 $48,300 - $145,000

Widest and Narrowest Middle Class Ranges

States Where Middle Class Starts Highest

Rank State Lower Bound Median HHI
1 Maryland $65,700 $98,500
2 Massachusetts $64,300 $96,500
3 New Jersey $64,700 $97,100
4 Hawaii $63,200 $94,800
5 California $61,300 $91,900

States Where Middle Class Starts Lowest

Rank State Lower Bound Median HHI
1 Mississippi $34,700 $52,100
2 West Virginia $35,400 $53,100
3 Arkansas $37,500 $56,300
4 Louisiana $38,500 $57,800
5 New Mexico $39,100 $58,700

The Shrinking Middle Class

The share of Americans in the middle class has declined over time:

Year % of Adults in Middle Class
1971 61%
1981 59%
1991 56%
2001 54%
2011 51%
2021 50%
2025 ~49%

Where did they go?

Shift % of Adults
Moved to upper income +7% (since 1971)
Moved to lower income +4% (since 1971)

More people moved up than down, but polarization is increasing.

$100K Income: Middle Class or Not?

State $100K Falls Where Percentile
Mississippi Upper-middle class ~82nd
Alabama Upper-middle class ~79th
Texas Middle class ~68th
National average Middle class ~63rd
California Lower-middle class ~52nd
Massachusetts Lower-middle class ~50th
New York City (metro) Lower-middle class ~45th

Key Takeaways

  1. National middle class: $53,700-$161,200 for a household of three (Pew definition)
  2. Mississippi’s middle class starts at $34,700 — Maryland’s starts at $65,700 (nearly 2× higher)
  3. $100K is solidly middle class nationally but lower-middle in CA, MA, NJ, and NY
  4. The middle class is shrinking — from 61% of adults in 1971 to ~49% today
  5. More people moved up than down but income polarization is growing
  6. Check where you rank with our income percentile calculator and see cost of living by state
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