What Is a Good Salary in Pennsylvania in 2026?

A good salary in Pennsylvania is $55,000-$75,000 for a single person. Note: Pennsylvania has local income taxes that vary by municipality.

Quick Answer by City

City Good Salary Comfortable Thriving
Philadelphia $70,000 $90,000 $130,000
Pittsburgh $60,000 $75,000 $110,000
Harrisburg $50,000 $65,000 $90,000
Allentown $55,000 $70,000 $95,000
Erie $45,000 $55,000 $80,000

Pennsylvania Cost of Living

Category Pennsylvania National Avg Difference
Overall 97 100 -3%
Housing 95 100 -5%
Transportation 100 100 0%
Healthcare 98 100 -2%
Utilities 105 100 +5%

Philadelphia is 10-15% above average; Pittsburgh is about average.

Pennsylvania Tax Structure

Pennsylvania has two layers of income tax:

State Tax

Flat 3.07% on all income

Local Income Tax

Location Local Tax
Philadelphia 3.75%
Pittsburgh 3.0%
Harrisburg 2.0%
Suburbs (avg) 1.0-1.5%

Philadelphia residents pay 6.82% combined (state + local).

Take-Home Pay in Pennsylvania

Gross Salary Federal State Local (Philly) FICA Take-Home
$60,000 $5,500 $1,842 $2,250 $4,590 $45,818
$75,000 $8,000 $2,303 $2,813 $5,738 $56,146
$100,000 $12,500 $3,070 $3,750 $7,650 $73,030
$125,000 $18,000 $3,838 $4,688 $9,563 $88,911

Pittsburgh Take-Home (3% local)

Gross Salary Federal State Local FICA Take-Home
$60,000 $5,500 $1,842 $1,800 $4,590 $46,268
$75,000 $8,000 $2,303 $2,250 $5,738 $56,709
$100,000 $12,500 $3,070 $3,000 $7,650 $73,780

Housing Costs by City

City Median Home Price Median Rent (1BR)
Philadelphia $280,000 $1,500
Pittsburgh $240,000 $1,200
Harrisburg $200,000 $1,000
Allentown $280,000 $1,200
Erie $150,000 $800

Pittsburgh vs. Philadelphia

Factor Pittsburgh Philadelphia
Median salary $55,000 $65,000
Median home $240,000 $280,000
1BR rent $1,200 $1,500
Local tax 3.0% 3.75%
Total income tax 6.07% 6.82%

Pittsburgh offers better value with lower housing costs and slightly lower taxes.

Home Affordability by Salary

Salary Affordable Home Monthly Payment Available In
$50,000 $175,000 $1,170 Erie
$65,000 $230,000 $1,520 Harrisburg, Pittsburgh suburbs
$80,000 $280,000 $1,870 Pittsburgh, Philly suburbs
$100,000 $350,000 $2,330 Most of Philadelphia
Tags: