Most BMO branches are open Monday to Friday, 9:30 AM to 5:00 PM local time. Many locations are open Saturday 9:30 AM to 4:00 PM. Branches are closed Sundays and statutory holidays. BMO Telephone Banking (1-877-225-5266), ATMs, and the BMO app are available 24/7.
Quick answer: BMO standard hours: Mon–Fri 9:30am–5pm. Saturday: 9:30am–4pm (many). Sunday: closed. Statutory holidays: closed. 24/7: 1-877-225-5266, BMO app, ABMs.
BMO Branch Hours 2026
| Day | Typical Hours | Notes |
|---|---|---|
| Monday | 9:30 AM – 5:00 PM | Standard |
| Tuesday | 9:30 AM – 5:00 PM | Standard |
| Wednesday | 9:30 AM – 5:00 PM | Standard |
| Thursday | 9:30 AM – 5:00 PM | Standard |
| Friday | 9:30 AM – 5:00 PM | Standard |
| Saturday | 9:30 AM – 4:00 PM | Many locations |
| Sunday | Closed | Most locations |
Always verify your specific branch: BMO hours vary by location. Mall branches and high-traffic urban locations often have extended hours (open until 6 PM, 7 PM, or 8 PM on weekdays). Find your branch’s exact hours at bmo.com/branch-locator.
BMO’s 24/7 Banking Options
Branch hours don’t apply to BMO’s digital and telephone banking — these are always available:
| Channel | Availability | What It Can Do |
|---|---|---|
| BMO Mobile Banking App | 24/7 | Transfers, deposits, bill payments, account management |
| BMO Online Banking (bmo.com) | 24/7 | All digital transactions |
| BMO Telephone Banking | 24/7 | Account inquiries, transfers, bill payments, lost card |
| BMO ABMs | 24/7 | Deposits, withdrawals, transfers, payments |
| BMO IntelliPhone® | 24/7 | Automated account balance and transaction information |
BMO Telephone Banking: 1-877-225-5266 (English) | 1-800-665-7700 (French)
Canadian Statutory Holiday Hours
BMO branches close on all federal statutory holidays. They may also close on provincial holidays depending on the province.
Federal statutory holidays (branches closed):
- New Year’s Day (January 1)
- Good Friday
- Victoria Day (third Monday in May)
- Canada Day (July 1)
- Labour Day (first Monday in September)
- National Day for Truth and Reconciliation (September 30)
- Thanksgiving Day (second Monday in October)
- Remembrance Day (November 11)
- Christmas Day (December 25)
- Boxing Day (December 26)
Provincial holidays vary: Family Day (Alberta, BC, Ontario, Saskatchewan, Manitoba) — BMO closes in those provinces. Saint-Jean-Baptiste Day (Québec), Civic Holiday (Ontario/other provinces) — check your local branch.
BMO Saturday Hours
Many BMO branches open Saturdays from 9:30 AM to 4:00 PM. This is particularly true of BMO branches in:
- Major shopping centres and malls
- Urban high-density locations (downtown Toronto, Vancouver, Montreal, Calgary)
- Suburban retail corridors
BMO branches in smaller towns and standalone locations are more likely to be closed on Saturdays. Always check your specific branch at bmo.com/branch-locator before making a Saturday visit.
What You Can Do 24/7 Without Visiting a Branch
Most routine banking tasks don’t require a branch visit:
Available 24/7 via app and online banking:
- Check account balances and transaction history
- Send and receive Interac e-Transfers (up to $3,000)
- Pay bills to any Canadian payee
- Deposit cheques via mobile deposit
- Transfer between BMO accounts or to external banks
- Manage credit cards and view statements
- Set up alerts and notifications
Requires a branch visit:
- Opening a new account in person (some accounts require this)
- Notarization or certified document services
- Safe deposit box access
- Large cash withdrawals over $1,000/day ATM limit
- Wire transfers over the online limit (~$25,000)
- Complex financial planning or mortgage consultations
BMO vs. No-Fee Banks: Branch Access Comparison
| Bank | Branch Access | Saturday Hours | 24/7 Phone |
|---|---|---|---|
| BMO | ~900 branches | Many locations | Yes |
| RBC | ~1,200 branches | Many locations | Yes |
| TD | ~1,100 branches | Many locations | Yes |
| Scotiabank | ~950 branches | Many locations | Yes |
| CIBC | ~1,000 branches | Many locations | Yes |
| Tangerine | 4 Cafés | Limited | Yes |
| Simplii | No branches | N/A | Yes |
| EQ Bank | No branches | N/A | Yes (limited) |
BMO’s branch network is the smallest of the Big 5 (~900 vs. RBC’s ~1,200), but still far more than the no-fee digital banks. For customers who need regular in-person banking, this is a significant BMO advantage over Tangerine or EQ Bank.
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