What are USAA's hours?

USAA's support page lists its main number (1-800-531-8722 or 210-531-8722) as open Monday to Friday 6 a.m. to 10 p.m. CT and Saturday 8 a.m. to 8 p.m. CT, closed Sunday, and notes that days and times may vary.

Is USAA open on Saturdays?

The main phone number is listed as open Saturday 8 a.m. to 8 p.m. CT. At USAA's San Antonio bank location, the lobby is closed Saturday and the drive-thru is listed as open 8:30 a.m. to 1 p.m. CT.

Is USAA open on Sundays?

USAA lists its main phone number and its San Antonio bank lobby and drive-thru as closed on Sunday. You can still use the mobile app and usaa.com.

Does USAA have branches?

USAA does not have a traditional branch network. It has a small number of financial centers, often near military bases. Use the financial center page on usaa.com for locations and hours.

Is USAA open on federal holidays?

USAA's support page does not give a holiday schedule, and it says days and times may vary. Check usaa.com or the app before calling or visiting on a holiday.

USAA Hours 2026: Phone Hours, Financial Center Locations, and Holiday Schedule

USAA’s main number, 1-800-531-8722, is open Monday to Friday 6 a.m. to 10 p.m. CT and Saturday 8 a.m. to 8 p.m. CT, and closed Sunday, according to USAA’s support page, which adds that days and times may vary. USAA operates mostly by phone, app and website, with no traditional branch network.

USAA Hours at a Glance

Service	Hours	Notes
Main phone: 800-531-8722 or 210-531-8722	Mon–Fri 6 a.m.–10 p.m. CT; Sat 8 a.m.–8 p.m. CT; Sun closed	Days and times may vary
San Antonio bank lobby	Mon–Fri 9 a.m.–5 p.m. CT; Sat and Sun closed	10750 W I-10, San Antonio, TX
San Antonio bank drive-thru	Mon–Fri 9 a.m.–5 p.m. CT; Sat 8:30 a.m.–1 p.m. CT; Sun closed	Days and times may vary

USAA Has No Traditional Branches

This is the most important thing to understand about USAA hours: USAA does not have a traditional bank branch network. Most banking happens by phone, app or website. USAA does have a small number of financial centers, and its corporate pages describe them as placed near some military bases. Services at each location differ, so check usaa.com before you go.

For cash deposits and withdrawals, USAA members use ATMs, mobile deposit (checks), or link an external account at a local bank.

Finding a Financial Center

USAA lists its financial centers, with hours, on its financial center page. Hours differ by location, so check the one you plan to visit, especially around holidays.

Phone Support Outside the U.S.

USAA lists local access numbers and hours for members in other countries and U.S. territories on its support page under the international contact information selector. Pick your country there rather than relying on the U.S. hours above.

USAA customer service 2026 — 1-800-531-8722 and the support page for other departments
USAA fees 2026 — no monthly fees; overdraft policy should be confirmed directly
USAA ATM limits 2026 — the $600 daily limit and the $10 ATM rebate
USAA vs Navy Federal 2026 — branch access, rates, and insurance compared

Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

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