The Robinhood Cash Card spending account has been commonly reported to use routing number 101019644 through Coastal Community Bank — but always verify the exact number shown in your own Robinhood app before using it for direct deposit or ACH setup. We could not independently confirm this specific number against an official Robinhood source during this review; using a wrong routing number can cause a failed or misdirected deposit, so treat the in-app number as the only authoritative source. Here is everything else you need for direct deposit and ACH transfers in 2026.
Robinhood Routing Number Details
| Detail | Information |
|---|---|
| Routing number | Commonly reported as 101019644 — confirm in your own app before use |
| Banking partner | Coastal Community Bank |
| Account type | Cash Card spending account |
| Brokerage account routing | N/A — separate system |
| Early direct deposit | Commonly offered; confirm current timing in-app |
Note: This routing number applies only to the Robinhood Cash Card spending account — not to your standard brokerage investment account. ACH withdrawals from your brokerage use a different internal system (accessed via the app’s transfer interface).
How to Find Your Account Number
- Open the Robinhood app
- Tap the Account icon (bottom right)
- Tap Spending (Cash Card section)
- Tap Routing & Account Numbers
- Authenticate with biometrics or PIN
- Your routing number and account number appear — tap to copy
You must have the Robinhood Cash Card activated to access these numbers. If you have not applied for a Cash Card, go to Account → Spending → Get Cash Card.
Setting Up Direct Deposit at Robinhood
- Get your routing number and account number directly from the app (do not use a number from any third-party source, including this article)
- Provide them to your employer’s payroll or HR department
- Select Checking as the account type on payroll forms
- Allow one to two pay cycles for the change to take effect
For government benefits (SSA): Visit ssa.gov → Update Payment → enter the routing and account numbers shown in your Robinhood app.
Early Direct Deposit
Robinhood Cash Card has commonly offered early direct deposit for payroll and, in some cases, government benefits. Confirm the current terms and typical timing in the app, since availability depends on when your employer or benefits agency submits the ACH file to their bank and is not guaranteed for every payroll processor.
Robinhood Cash Card vs Competitors for Direct Deposit
| Feature | Robinhood | Cash App | Venmo |
|---|---|---|---|
| Routing number | Confirm in your own app | Confirm in your own app | Confirm in your own app |
| Banking partner | Coastal Community Bank | Sutton Bank (confirm current partner) | Bancorp (confirm current partner) |
| Early deposit | Commonly offered | Commonly offered | Commonly offered |
| Investing with direct deposit | Yes (auto-invest) | Limited | No |
Routing numbers for any of these services should always be confirmed in your own account before use — using a number copied from a website (including this one) risks a misdirected deposit if the number is outdated or was ever mistyped.
Robinhood’s unique angle: you can set a portion of every direct deposit to auto-invest in stocks or ETFs of your choice — no manual transfers needed.
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The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy