The Robinhood Cash Card is a free Visa debit card with weekly cashback offers and Allpoint ATM access. Here is everything you need to know for 2026 — dollar figures for ATM limits and network size below are commonly cited but should be confirmed in-app, since Robinhood can update them without a corresponding update to third-party guides like this one.
Robinhood Cash Card at a Glance
| Feature | Details |
|---|---|
| Card type | Visa debit |
| Issuer | Coastal Community Bank |
| Monthly fee | $0 |
| Annual fee | $0 |
| Base cashback | 0% (weekly offers only) |
| Weekly cashback offers | Varies by merchant; confirm current offers in-app |
| ATM limit (daily) | Commonly cited around $510 — confirm current limit in-app |
| ATM fee reimbursement | Confirm current policy in-app |
| Free ATM network | Allpoint (confirm current network size at allpoint.com) |
| Contactless | Yes |
| FDIC insured | Yes, through Coastal Community Bank (confirm current coverage terms in-app) |
How Weekly Cashback Offers Work
Each week, Robinhood releases a new set of merchant-specific cashback offers:
- Open the Robinhood app → Cash Card → Offers
- Review available deals (specific percentages vary by merchant and week)
- No activation needed — simply pay with the Cash Card at the merchant
- Cashback is deposited to your spending account, typically within a few days
- Offers expire and rotate on a regular schedule — confirm the current cadence in-app
This is an offer-based system, not a fixed rate. Outside of an active weekly offer, the Robinhood Cash Card earns 0% cashback on a purchase — this differs from cards that pay an automatic flat percentage on every purchase.
ATM Access and Limits
| ATM type | Fee |
|---|---|
| Allpoint network | Free |
| Non-network ATM | Robinhood fee + operator surcharge — confirm current amounts in-app |
| Non-network fee reimbursement | Confirm current policy (standard vs. Gold) in-app |
| Daily ATM limit | Commonly cited around $510 — confirm current limit in-app |
Find Allpoint ATMs at allpoint.com or in the Robinhood app.
Auto-Invest with Direct Deposit
A standout Robinhood Cash Card feature: Round-Ups and Auto-Invest.
- Round-Ups — spare change from every purchase rounds up and auto-invests into stocks or ETFs you select
- Direct deposit auto-invest — you can set a percentage of every paycheck to automatically invest in your Robinhood portfolio
Few other major debit cards offer direct-to-stock auto-investing from daily spending as a built-in feature.
Robinhood Cash Card vs Competitors
| Feature | Robinhood Cash Card | Venmo Debit | Cash App Cash Card |
|---|---|---|---|
| Network | Visa | Mastercard | Visa |
| Monthly fee | $0 | $0 | $0 |
| Base cashback | 0% | Confirm current rate at venmo.com | Boosts (confirm current terms at cash.app) |
| Offer-based cashback | Weekly (varies) | No | Yes (Boosts) |
| ATM limit | Commonly ~$510 (confirm in-app) | Confirm current limit at venmo.com | Confirm current limit at cash.app |
| Free ATM network | Allpoint | MoneyPass | With qualifying direct deposit |
| Auto-invest | Yes | No | No |
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