What is the Cash Card?

The Cash Card is a free Visa debit card issued by Sutton Bank that is linked to your Cash App balance. You can use it anywhere Visa is accepted — in stores, online, and at ATMs. The card has a customizable design and comes with Boosts, which are instant discounts at participating merchants.

Is the Cash Card free?

Yes. The Cash Card has no monthly fee, no annual fee, and no activation fee. It is free to order for verified Cash App users. Replacement cards are also free. The only costs are ATM fees: Cash App charges $2.50 per ATM withdrawal at non-Cash App ATMs (waived with $300+/month direct deposit).

What are Cash Card Boosts?

Boosts are instant discounts applied when you use your Cash Card at participating merchants. Examples include 10% off at Chipotle, $1 off coffee, or percentage discounts at grocery stores. You activate a Boost in the Cash App before making a purchase. Only one Boost can be active at a time, and many Boosts have weekly usage limits.

What is the Cash Card ATM withdrawal limit?

The Cash Card daily ATM withdrawal limit is $250 per day without direct deposit, or $1,000 per day with $300+/month in direct deposit. The weekly ATM limit is $1,000 (or $1,250 with direct deposit). Cash App charges $2.50 per ATM withdrawal, but this fee is waived if you receive $300+/month in direct deposit.

Cash Card 2026: Cash App Debit Card Features, Limits and Boosts

The Cash Card is a free Visa debit card linked to your Cash App balance, with no monthly fee and instant discounts through Boosts. Here is everything you need to know about the Cash Card in 2026.

Cash Card at a Glance

Feature	Details
Card type	Visa debit (issued by Sutton Bank)
Monthly fee	$0
Annual fee	$0
Order fee	$0
ATM fee	$2.50 (waived with $300+/month DD)
Daily spending limit	$7,000
Daily ATM limit (no DD)	$250
Daily ATM limit (with DD)	$1,000
Boosts	Instant merchant discounts
Contactless payments	Yes (NFC/tap-to-pay)
Virtual card	Yes (available immediately in app)

How to Get a Cash Card

Open Cash App and tap the Card tab (the card icon at the bottom)
Tap Get Cash Card
Verify your identity if prompted (name, date of birth, SSN last 4)
Customize your card design (color, signature, or emoji)
Confirm your mailing address
Card arrives in 7–10 business days; the virtual card is available immediately in the app

You must be 18 or older and identity-verified to order a Cash Card. A parent or guardian can order a Cash Card for minors 13–17 through Cash App Family.

ATM Limits and Fees

Situation	Daily ATM limit	ATM fee
No direct deposit	$250/day, $1,000/week	$2.50 per withdrawal
$300+/month direct deposit	$1,000/day, $1,250/week	$0 (waived)

Non-Cash App ATM owners may charge their own surcharge in addition to or instead of the Cash App fee.

Cash Card Boosts

Boosts are Cash App’s version of debit card rewards:

Activate before you pay — open Cash App → Card tab → Boosts → select one
Only one active at a time — swap Boosts as often as you like, but only one applies per transaction
Common Boost examples: 10% off Chipotle, $1 off any coffee shop, 5% off DoorDash, 15% off select fast food chains
Expiry — Boosts rotate frequently and some have limited uses per week

Cash Card Spending Limits

Limit	Amount
Daily spending (purchases)	$7,000
Weekly spending	$10,000
Monthly spending	$25,000
Single transaction	$7,000

Cash Card vs Venmo Debit Card

Feature	Cash Card	Venmo Debit Card
Monthly fee	$0	$0
ATM fee (no DD)	$2.50	$2.50
ATM fee waiver	$300+/month DD	N/A
Rewards	Boosts (merchant discounts)	Cashback up to 3% on select merchants
Network	Visa	Mastercard

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Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy