American Express savings customer service number is 1-800-446-6307, available 24/7 including weekends and holidays. This number is for American Express National Bank savings and CD accounts — it is separate from the American Express credit card line. AmEx National Bank is an online-only bank with no physical branches.

American Express Savings Customer Service Number

Service Phone Number Hours
Savings & CDs 1-800-446-6307 24/7

For online self-service, log in at americanexpress.com/banking.

How to Reach a Live Person at AmEx Savings

Call 1-800-446-6307 at any hour and follow the prompts. Have your account number and Social Security number ready for identity verification.

What to Have Ready Before You Call

  • Account number
  • Last four digits of your Social Security number
  • Transaction details (if disputing a charge or asking about a CD)

Use Online Banking Instead of Calling

The AmEx banking portal and app handle most self-service needs:

  • Check balances and interest earned
  • Manage CD maturities and renewals
  • Send secure messages to support (1–2 business day response)

For more on AmEx savings rates, see the American Express savings guide.

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