Truist Bank ATM limits range from $500 to $2,000/day depending on your account tier. Truist was formed in 2019 by the merger of SunTrust Banks and BB&T and completed the full technology integration in 2023.
Truist ATM Withdrawal Limits by Account
| Truist Account | Daily ATM Limit |
|---|---|
| Truist One Checking (new) | $500 |
| Truist One Checking (established) | $500–$1,000 |
| Truist Bright Checking | $500–$1,000 |
| Truist Confidence Account | $500 |
| Truist Wealth | Up to $2,000 |
| Truist Premier Banking | Up to $2,000+ |
If You Had a SunTrust or BB&T Account
If you were a SunTrust or BB&T customer before the Truist merger:
- Your account type was converted to a Truist equivalent
- ATM limits were aligned to Truist’s standard limits in 2023
- If your limit changed and seems lower than expected, call 1-844-487-8478 to request a review
Truist ATM Network & Fees
| Situation | Fee |
|---|---|
| Truist branded ATM | Free |
| Non-Truist ATM (basic) | $3.00 per transaction |
| Non-Truist ATM (Premier) | Reimbursed |
| International ATM | $5.00 + exchange rate |
Truist has ~3,000 ATMs, concentrated in the Southeast, Mid-Atlantic, and parts of the Midwest. Use the Truist mobile app to find nearby ATMs.
How to Find Your Truist ATM Limit
- Truist Mobile App → Account → Card settings
- Truist Online Banking → Account overview → Manage card
- Call 1-844-487-8478
- Visit a Truist branch
How to Increase Your Truist ATM Limit
Temporary Increase
Call 1-844-487-8478 with:
- Your reason (travel, large cash purchase, etc.)
- The dates you need the higher limit
- The amount requested
Permanent Increase
- Upgrade to Truist Wealth or Premier Banking for higher standard limits
- Build account history (12+ months)
- Maintaining higher average balances improves your standing
Branch Option
For same-day large cash withdrawals, visit any Truist branch. Teller withdrawals have no ATM limit.
Truist One Checking: Key Features
Truist’s main checking product has tiered benefits based on qualifying deposits or balances:
| Tier | Monthly Deposit Requirement | ATM Benefit |
|---|---|---|
| Basic | Any | Standard limits |
| Level 3 | $2,000+/month | Better fee situation |
| Level 5 | $5,000+/month | Enhanced benefits |
Truist vs. Other Southeast Banks
| Bank | Standard Daily ATM Limit |
|---|---|
| Truist | $500–$1,000 |
| Bank of America | $1,000 |
| TD Bank | $750–$1,000 |
| Regions Bank | $500–$1,000 |
| Fifth Third Bank | $500–$1,000 |
Truist’s limits are in line with Southeast regional peers. Premier clients at $2,000 are competitive with Citi Priority.
Bottom Line
Truist’s $500–$1,000 standard ATM limit is typical for a major regional bank. If you’re a former SunTrust or BB&T customer and feel your limits changed unfavorably in the merger, call to request a review — Truist customer service can often restore former limit levels for established customers.