TD Bank is one of the ten largest banks in the United States and is known as “America’s Most Convenient Bank” for its extended hours and seven-day-a-week branch access. TD Bank operates primarily along the East Coast, from Maine to Florida, with different routing numbers in each state. The routing number you need depends on where you opened your account.
TD Bank Routing Numbers by State
| State | Routing Number |
|---|---|
| Connecticut | 011103093 |
| Delaware | 031201360 |
| District of Columbia | 054001725 |
| Florida | 067014822 |
| Maine | 211274450 |
| Maryland | 054001725 |
| Massachusetts | 211370545 |
| New Hampshire | 011400071 |
| New Jersey | 031201360 |
| New York (NYC Metro) | 026013673 |
| New York (upstate) | 021302567 |
| North Carolina | 053902197 |
| Pennsylvania | 036001808 |
| Rhode Island | 211370545 |
| South Carolina | 053902197 |
| Vermont | 011600033 |
| Virginia | 054001725 |
TD Bank is a subsidiary of Toronto-Dominion Bank, Canada’s second-largest bank. Its US routing numbers vary because TD Bank grew by acquiring Commerce Bancorp (2008) in the Mid-Atlantic and Banknorth Group (2005) in New England, keeping the legacy routing numbers from each region.
New York customers should note that TD Bank uses different routing numbers for the NYC Metro area versus upstate New York. If you’re unsure which applies to your account, check the TD Bank app or a recent statement.
TD Bank Wire Transfer Routing Number
| Transfer Type | Routing Number |
|---|---|
| Domestic wire transfer | 031101266 |
| ACH / direct deposit | State-specific (see table above) |
| International wire (SWIFT code) | TDOMCATTTOR |
For receiving international wire transfers at TD Bank:
| Information | Details |
|---|---|
| SWIFT/BIC code | TDOMCATTTOR |
| Bank name | TD Bank, N.A. |
| Bank address | 1701 Route 70 East, Cherry Hill, NJ 08034 |
| Your account number | Your TD Bank account number |
| Your name and address | As it appears on your account |
TD Bank’s SWIFT code (TDOMCATTTOR) reflects its Canadian parent company — Toronto-Dominion. International wires are routed through TD’s international network, which can sometimes speed up transfers from Canada.
How to Find Your TD Bank Routing Number
1. TD Bank Mobile App
Open the TD Bank app → select your account → tap “Account details.” Your routing number is listed alongside your account number.
2. TD Bank Online Banking
Log in at tdbank.com → click your account → find “Routing/ABA number” in the account details section.
3. On a TD Bank Check
The first 9 digits on the bottom-left of your check are the routing number, followed by your account number and check number.
4. Customer Service
Call TD Bank at 1-888-751-9000. Representatives can verify your routing number after security verification.
5. Visit a Branch
TD Bank is known for its accessible service — branches are open seven days a week in most locations, and a banker can look up your routing number in person.
Which Routing Number Do I Need?
| Transaction | Which Number |
|---|---|
| Direct deposit from employer | State-specific ACH number |
| IRS tax refund | State-specific ACH number |
| Bill pay / autopay | State-specific ACH number |
| Linking to Venmo, PayPal, etc. | State-specific ACH number |
| Domestic wire (sending or receiving) | 031101266 |
| International wire | SWIFT: TDOMCATTTOR |
| Transfers to/from Canadian TD accounts | Contact TD Bank for specific instructions |
TD Bank customers with accounts in both the US and Canada should note that cross-border transfers between TD Bank (US) and TD Canada Trust use different processes than standard domestic wires. Contact TD Bank’s cross-border banking team for instructions.
TD Bank’s Convenience Features
TD Bank is popular with customers who value branch accessibility and extended hours. Here’s how it compares on convenience:
| Feature | TD Bank |
|---|---|
| Branch hours | Typically 8am-8pm weekdays |
| Weekend hours | Open Saturday and Sunday |
| ATM network | 2,600+ ATMs |
| States served | 15 + DC |
| Mobile banking | Full-featured app |
| Penny Arcade (coin counting) | Free for customers |
These convenience features are worth considering if you’re choosing between TD Bank and other banks in the Northeast. See our best checking accounts guide for a broader comparison.
Bottom Line
| Question | Answer |
|---|---|
| How many routing numbers does TD Bank have? | ~15 (one per state, two for NY) |
| Wire transfer routing number | 031101266 |
| SWIFT code | TDOMCATTTOR |
| Where does TD Bank operate? | East Coast — Maine to Florida |
| Does it change if I move? | No — tied to where you opened the account |
| Best way to verify | TD Bank app → Account details |