Connecticut has progressive income tax rates from 2% to 6.99% — among the higher rates in the Northeast.

Connecticut Income Tax Rates for 2026

Bracket thresholds below reflect the last confirmed structure; confirm exact current-year thresholds with Connecticut DRS, as they can be adjusted.

Single Filers

Taxable Income Tax Rate
$0 - $10,000 2.0%
$10,000 - $50,000 4.5%
$50,000 - $100,000 5.5%
$100,000 - $200,000 6.0%
$200,000 - $250,000 6.5%
$250,000 - $500,000 6.9%
Over $500,000 6.99%

Married Filing Jointly

Taxable Income Tax Rate
$0 - $20,000 2.0%
$20,000 - $100,000 4.5%
$100,000 - $200,000 5.5%
$200,000 - $400,000 6.0%
$400,000 - $500,000 6.5%
$500,000 - $1,000,000 6.9%
Over $1,000,000 6.99%

Connecticut Tax Calculator Examples

Example 1: $75,000 Single Filer

Component Calculation
Taxable income $75,000
Tax on first $10,000 $200
Tax on $10,000 - $50,000 $1,800
Tax on $50,000 - $75,000 $1,375
Total CT state tax $3,375
Effective rate 4.5%

Example 2: $150,000 Married Filing Jointly

Component Calculation
Taxable income $150,000
Tax on first $20,000 $400
Tax on $20,000 - $100,000 $3,600
Tax on $100,000 - $150,000 $2,750
Total CT state tax $6,750
Effective rate 4.5%

Connecticut Personal Exemptions

Connecticut doesn’t have a standard deduction like the federal system. Instead, it offers personal exemptions that phase out at higher incomes. Confirm current amounts with Connecticut DRS, as these figures were not independently re-verified this session:

Filing Status Exemption (confirm current amount) Phase-out Begins
Single ~$15,000 ~$30,000 AGI
MFJ ~$24,000 ~$48,000 AGI
Head of Household ~$19,000 ~$38,000 AGI

The exemption is completely phased out at higher income levels.

Connecticut Tax Credits

Property Tax Credit

Connecticut offers a property tax credit. Confirm the current maximum credit amount and income limits with CT DRS, as this credit’s cap has changed in recent legislative sessions.

Earned Income Tax Credit

Connecticut provides a refundable EITC as a percentage of the federal EITC. Confirm the current percentage with CT DRS, as it has been adjusted by the legislature in recent years.

Child Tax Rebate

Connecticut has periodically offered child tax rebates. Check CT DRS for current programs, as these are not permanent annual benefits.

What Income is Taxed in Connecticut?

Taxed:

  • Wages and salaries
  • Self-employment income
  • Interest and dividends
  • Capital gains (taxed as ordinary income)
  • 401(k) and traditional IRA distributions
  • Most pension income
  • Rental income

Not taxed or exempt:

  • Social Security — Exempt if AGI below certain thresholds (see below)
  • Teacher Retirement System benefits
  • Some military retirement pay
  • Connecticut municipal bond interest

Social Security Taxation

Filing Status Full Exemption Below (confirm current threshold)
Single ~$75,000 AGI
Married Filing Jointly ~$100,000 AGI

Above these thresholds, a portion becomes taxable. Confirm exact current thresholds with CT DRS.

Connecticut vs. Neighboring States

State Top Income Tax Rate
Connecticut 6.99%
Massachusetts 5.0% (flat) + 4% surtax above $1,107,750 (2026)
New York 10.9%
Rhode Island Confirm current top rate
New Jersey 10.75%

Local Income Taxes

Connecticut does not have local income taxes. Only the state tax applies.

Filing Connecticut State Taxes

Filing Requirement Details
Form CT-1040
Due date April 15 (with federal)
E-file Yes, through CT DRS
Extension 6-month with federal

Connecticut Property Tax

Connecticut has some of the highest property taxes in the nation. Confirm the current average effective rate with a source like the Tax Foundation, as this figure changes over time and was not independently re-verified this session.

Connecticut Sales Tax

  • State rate: 6.35%
  • Groceries exempt
  • Clothing under a specified threshold exempt (confirm current threshold)

Tips to Reduce Connecticut Taxes

  1. Claim property tax credit — if eligible (confirm current maximum amount)
  2. Max retirement contributions — 401(k), IRA reduce taxable income
  3. CT EITC — confirm current percentage of federal credit
  4. Social Security planning — Keep AGI below exemption thresholds
  5. 529 contributions — Connecticut offers a deduction; confirm current limits
  6. HSA contributions — Triple tax advantage at the federal level

Connecticut Tax Authority

Connecticut Department of Revenue Services (DRS)

  • Website: portal.ct.gov/DRS
  • Phone: 860-297-5962
  • For refunds, returns, and questions

Bottom Line

Connecticut has progressive income tax rates from 2% to 6.99%, with the top rate for higher incomes. The state offers Social Security exemptions for lower incomes and a property tax credit. Combined with some of the nation’s highest property taxes, Connecticut’s overall tax burden is above average.

For a side-by-side comparison of every state’s income tax rates, see state income tax rates by state 2026 and best and worst states for taxes 2026. Federal income tax applies on top of state taxes — see 2026 federal income tax brackets to calculate your combined liability.

WealthVieu
Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy