A good salary in Oklahoma provides excellent purchasing power due to the state’s very low cost of living and affordable housing.

Quick Answer

Situation Good Salary Comfortable Salary
Single, OK average $45,000-$58,000 $35,000-$45,000
Single in Oklahoma City $48,000-$62,000 $38,000-$48,000
Single in Tulsa $46,000-$60,000 $36,000-$46,000
Family of 4 $72,000-$92,000 $58,000-$72,000

Key advantage: Oklahoma’s cost of living is 13% below the national average with very affordable housing.

Why Oklahoma Is Affordable

Oklahoma benefits from:

  • Very low housing costs (median home price ~$195,000)
  • Low property taxes (0.87% effective rate)
  • Affordable utilities and groceries
  • Diversified economy (energy, aerospace, healthcare)

Good Salary by Oklahoma City

Oklahoma City

Oklahoma City is the state capital and largest metro.

Category Single Person Family of 4
Minimum to survive $32,000 $55,000
Comfortable $45,000 $72,000
Good lifestyle $60,000+ $95,000+

Median home price: ~$235,000
Average rent (1BR): ~$1,000/month

Tulsa

Tulsa offers affordable living with a growing downtown scene.

Category Single Person Family of 4
Minimum to survive $30,000 $52,000
Comfortable $42,000 $68,000
Good lifestyle $55,000+ $90,000+

Median home price: ~$210,000
Average rent (1BR): ~$950/month

Norman

Norman is a college town (OU) just south of Oklahoma City.

Category Single Person Family of 4
Minimum to survive $32,000 $55,000
Comfortable $45,000 $72,000
Good lifestyle $58,000+ $92,000+

Median home price: ~$255,000
Average rent (1BR): ~$1,000/month

Edmond

Edmond is an upscale OKC suburb with higher costs.

Category Single Person Family of 4
Minimum to survive $35,000 $60,000
Comfortable $48,000 $78,000
Good lifestyle $65,000+ $105,000+

Median home price: ~$320,000
Average rent (1BR): ~$1,150/month

To see what a Oklahoma salary buys, use the mortgage affordability calculator.

Oklahoma vs. Other States

State $55K Salary Take-Home Cost of Living Index
Oklahoma $45,800 87
Texas $46,500 93
Arkansas $45,200 86
Kansas $45,000 88

Oklahoma’s affordable cost of living maximizes value.

Oklahoma State Income Tax

Oklahoma has a graduated income tax:

  • Top rate of 4.5% on taxable income over $7,200 (single) from tax year 2026, down from 4.75%
  • The 2025 reform (HB 2764) also cut the number of brackets from six to three
  • No tax on Social Security benefits

Top Industries in Oklahoma

  1. Oil & Gas — Average salary $80,000+
  2. Aerospace/Aviation (Tinker AFB, American Airlines) — Average salary $70,000+
  3. Healthcare — Average salary $60,000+
  4. Technology (growing) — Average salary $75,000+
  5. Agriculture — Average salary $45,000+
  6. Manufacturing — Average salary $50,000+

Oklahoma Lifestyle Considerations

Pros:

  • Very affordable living
  • Low property taxes
  • Growing economy
  • Friendly communities
  • Four distinct seasons

Cons:

  • Severe weather (tornadoes)
  • Hot summers
  • Limited public transportation
  • Some areas have limited job options

Sources

  • U.S. Bureau of Labor Statistics. “Occupational Employment and Wage Statistics, May 2024.” bls.gov/oes

Part of the good salary guide.

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