After 80, net worth usually declines slowly as savings pay for living and care costs, but much of it is still passed on to the next generation. Households headed by someone 80 or older have a median net worth of $323,000 and an average of $1,612,000. See our net worth percentile calculator for your rank.
Net Worth at 80 by Percentile
| Households Headed by Someone Aged 80 and older | Net Worth |
|---|---|
| 25th percentile | $98,400 |
| Median | $323,000 |
| Average (mean) | $1,612,000 |
| 75th percentile | $935,200 |
| 90th percentile | $2,359,200 |
Source: Federal Reserve, 2022 Survey of Consumer Finances, public data (2022 dollars). Families grouped by the age of the household head; percentiles computed from the survey's weighted records. Based on about 251 surveyed families, so treat single-band figures as approximate.
Is Your Net Worth Good at 80?
| Net Worth | Share of Households Aged 80 and older With Less | Where That Puts You |
|---|---|---|
| $10,000 | 8% | Below the median |
| $50,000 | 14% | Below the median |
| $100,000 | 25% | Below the median |
| $200,000 | 38% | Below the median |
| $250,000 | 42% | Below the median |
| $500,000 | 60% | Above the median |
| $1,000,000 | 77% | Top 25% |
| $2,000,000 | 88% | Top 25% |
| $3,000,000 | 91% | Top 10% |
| $5,000,000 | 95% | Top 10% |
Source: Federal Reserve, 2022 Survey of Consumer Finances, public data (2022 dollars). Families grouped by the age of the household head; percentiles computed from the survey's weighted records. Share with a net worth below each amount, from about 251 surveyed families.
80 and Older: Legacy and Care
Net worth at this age reflects a lifetime of saving and spending down. The focus is typically on covering care costs, keeping finances simple, and making sure assets pass the way you intend.
Compare Other Ages
- Average net worth at 75
- Average net worth by age (all ages)
- Net worth percentile by age calculator
- Net worth goals by age
Part of the net worth guide.
Sources
- Board of Governors of the Federal Reserve System. “Survey of Consumer Finances” (2022 public data). federalreserve.gov/econres/scfindex.htm
- Fidelity Investments. “How much do I need to retire?” fidelity.com
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