The Fidelity mobile app is rated 4.8/5 on the App Store and 4.6/5 on Google Play — consistently ranking among the highest-rated brokerage apps in the US. It supports full trading, account management, research, and Fidelity’s fractional share programme from a single, well-designed interface. Here is a complete review of what the Fidelity app can and cannot do in 2026.

Fidelity App at a Glance

Feature Details
App Store rating 4.8/5 (hundreds of thousands of reviews)
Google Play rating 4.6/5
Available on iOS and Android
Cost Free
Trading supported Stocks, ETFs, options, mutual funds, fixed income
Fractional shares Yes (Stocks by the Slice, $1 minimum)
Account types Brokerage, Roth IRA, Traditional IRA, 401(k), HSA
Biometric login Face ID, Touch ID, fingerprint

What You Can Do on the Fidelity App

Trading

The Fidelity app supports the full range of order types used by most investors:

  • Stocks and ETFs — Market, Limit, Stop, Stop-Limit orders in whole or fractional shares (S&P 500 stocks)
  • Options — Single-leg (buy/sell calls and puts) and multi-leg strategies (spreads, straddles, condors) for approved accounts
  • Mutual funds — Buy and sell Fidelity funds and most third-party funds by dollar amount
  • Fixed income — Search and purchase bonds, CDs, and Treasuries; secondary market bond trading available
  • Crypto — Not available directly (Fidelity Crypto is a separate standalone app for Bitcoin and Ethereum)

Account Management

  • View balances, positions, and performance across all linked accounts
  • Make IRA contributions and track contribution limits
  • Set up automatic investments (dollar-cost averaging)
  • Manage Fidelity Cash Management Account (debit card, bill pay)
  • View and download statements and tax forms
  • Transfer money between Fidelity accounts and external banks

Research and News

  • Real-time quotes and streaming charts
  • Morningstar, CFRA, and Argus research reports (same as desktop)
  • News feed from Reuters, AP, Briefing.com
  • Earnings calendar and analyst estimate changes
  • ETF and stock screeners (simplified vs. desktop)
  • Watchlists synced with the desktop platform

Fidelity Go (Robo-Advisor)

The Fidelity Go robo-advisor is fully accessible via the mobile app. You can view your managed portfolio, adjust your risk tolerance, set financial goals, and check performance — all from the app. There is no minimum to use Fidelity Go; the app manages it automatically.

What the App Cannot Do (vs. Desktop)

Feature Mobile App Desktop
Advanced charting (100+ indicators) Limited Full (Active Trader Pro)
Multi-leg options chains Basic Full
Stock/ETF screener depth Simplified Full with all filters
Real-time L2 quotes No Yes (Active Trader Pro)
Basket trading No Yes (desktop only)
Fixed income screener Basic Full

For active traders who need level 2 quotes, advanced option chains, or basket trading, Fidelity’s Active Trader Pro desktop platform is required. The mobile app is best suited for monitoring, routine trades, and account management.

Fidelity App Security Features

  • Biometric authentication — Face ID (iOS), fingerprint/face unlock (Android)
  • Two-factor authentication (2FA) — required for new device logins
  • Session timeout — automatic logout after inactivity
  • Voice confirmation — optional voice verification for sensitive actions
  • Account alerts — push notifications for trades, large transactions, and login attempts

Fidelity App vs. Competitors

Feature Fidelity Schwab E*TRADE Vanguard Merrill Edge
App Store rating 4.8 4.8 4.6 4.7 4.7
Full options trading Yes Yes (thinkorswim) Yes (Power E*TRADE) Limited Yes
Fractional shares on app Yes ($1) Yes ($5) No No No
Robo-advisor in app Yes (Fidelity Go) Yes (Intelligent Portfolios) Yes (Core Portfolios) Yes (Digital Advisor) Yes (Guided Investing)
Banking features in app Yes (CMA) Yes (Schwab Bank) Limited No Yes (BofA)
Crypto trading Separate app No No No No

Who the Fidelity App Is Best For

  • Buy-and-hold investors who want to monitor portfolios and make occasional trades
  • IRA investors managing Roth or Traditional IRA contributions and rebalancing
  • Fractional share investors using Stocks by the Slice on mobile
  • Fidelity Go users tracking their robo-advisor portfolio
  • Cash management users using the Fidelity debit card with the CMA

The app is not ideal for active day traders who need real-time level 2 quotes or complex multi-leg options — those users should use Active Trader Pro on desktop.

Key Takeaways

  • The Fidelity app is rated 4.8/5 on iOS and 4.6/5 on Android — among the best brokerage apps available
  • Full trading support for stocks, ETFs, options, mutual funds, and fixed income
  • Stocks by the Slice (fractional shares, $1 minimum) is fully available on mobile
  • Fidelity Go robo-advisor is accessible and manageable entirely via the app
  • Active traders should supplement with Active Trader Pro on desktop for level 2 quotes and advanced charting

For details on Fidelity’s desktop research tools, see our Fidelity stock screener guide. For the full platform overview, see our Fidelity review.

WealthVieu
Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy