Chase Bank is the largest bank in the United States with over 4,700 branches across the country. Because Chase has grown through decades of mergers and acquisitions, it uses different routing numbers depending on which state you opened your account in. Using the wrong number can delay direct deposits, wire transfers, and bill payments.
Chase Routing Numbers by State
Your Chase routing number is based on the state where you originally opened your account — not where you currently live. If you opened your account in California and later moved to Texas, you still use the California routing number.
| State | Routing Number |
|---|---|
| Arizona | 122100024 |
| California | 322271627 |
| Colorado | 102001017 |
| Connecticut | 021100361 |
| Delaware | 083000137 |
| Florida | 267084131 |
| Georgia | 061092387 |
| Idaho | 123271978 |
| Illinois | 071000013 |
| Indiana | 074000010 |
| Iowa | 075000019 |
| Kansas | 103000648 |
| Kentucky | 083000137 |
| Louisiana | 065400137 |
| Maryland | 044000037 |
| Massachusetts | 021000021 |
| Michigan | 072000326 |
| Minnesota | 075000019 |
| Mississippi | 065400137 |
| Missouri | 103000648 |
| Montana | 102001017 |
| Nebraska | 103000648 |
| Nevada | 322271627 |
| New Hampshire | 083000137 |
| New Jersey | 021202337 |
| New Mexico | 102001017 |
| New York (downstate/NYC) | 021000021 |
| New York (upstate) | 022300173 |
| North Carolina | 072000326 |
| North Dakota | 103000648 |
| Ohio | 044000037 |
| Oklahoma | 103000648 |
| Oregon | 325070760 |
| Pennsylvania | 083000137 |
| Rhode Island | 083000137 |
| South Carolina | 072000326 |
| South Dakota | 103000648 |
| Tennessee | 065400137 |
| Texas | 111000614 |
| Utah | 124001545 |
| Vermont | 083000137 |
| Virginia | 044000037 |
| Washington | 325070760 |
| West Virginia | 051900366 |
| Wisconsin | 075000019 |
| Wyoming | 102001017 |
If your state isn’t listed or you’re not sure which routing number applies, log into the Chase app or call Chase customer service at 1-800-935-9935.
Chase Wire Transfer Routing Number
Chase uses a single domestic wire transfer routing number for most accounts, which is different from the state-specific ACH routing numbers listed above.
| Transfer Type | Routing Number |
|---|---|
| Domestic wire transfer | 021000021 |
| ACH / direct deposit | State-specific (see table above) |
| International wire (SWIFT code) | CHASUS33 |
When receiving an international wire, you’ll also need to provide:
| Information | Details |
|---|---|
| SWIFT/BIC code | CHASUS33 |
| Bank name | JPMorgan Chase Bank, N.A. |
| Bank address | 383 Madison Avenue, New York, NY 10179 |
| Your account number | Your Chase account number |
| Your name and address | As it appears on your account |
International wires typically take 1-5 business days and may incur fees from both the sending and receiving banks. See our wire transfer guide for tips on reducing costs.
How to Find Your Chase Routing Number
There are several ways to confirm your Chase routing number. The most reliable method is through Chase’s official channels.
1. Chase Mobile App
Open the Chase app → tap your account → look for “Account details” or the info icon. Your routing number is displayed alongside your account number.
2. Chase.com
Log in at chase.com → select your account → click “See full account number” or “Account details.” The routing number is shown in the account summary.
3. On a Chase Check
The routing number is the first 9 digits printed on the bottom-left corner of your check. It’s followed by your account number and the check number.
4. Chase Customer Service
Call 1-800-935-9935 and a representative can verify your routing number. Have your account number ready for security verification.
5. Chase Bank Statement
Your routing number may appear on your monthly statement, either at the top near your account information or in the header section.
ACH vs. Wire: Which Chase Routing Number Do I Need?
The type of transaction determines which routing number to use. This is one of the most common sources of confusion for Chase customers.
| Transaction | Which Number to Use |
|---|---|
| Direct deposit from employer | State-specific ACH number |
| Tax refund direct deposit | State-specific ACH number |
| Setting up autopay for bills | State-specific ACH number |
| Linking to Venmo, PayPal, etc. | State-specific ACH number |
| Receiving a domestic wire | 021000021 |
| Sending a domestic wire | 021000021 |
| International wire transfer | SWIFT: CHASUS33 |
If you use the state-specific ACH number for a wire transfer (or vice versa), the transaction will likely be returned rather than lost. However, this adds delays of several business days, so it’s worth getting it right the first time.
Why Does Chase Have So Many Routing Numbers?
Chase’s many routing numbers are a legacy of bank mergers. Over the decades, JPMorgan Chase absorbed several large regional banks:
| Acquired Bank | Year | Region Affected |
|---|---|---|
| Bank One | 2004 | Midwest (IL, IN, OH, MI) |
| Washington Mutual (WaMu) | 2008 | West Coast (CA, WA, OR) |
| Bear Stearns | 2008 | National operations |
| Chemical Bank → Chase Manhattan | 1996 | Northeast (NY, NJ, CT) |
Rather than forcing millions of customers to update their banking information, Chase kept the regional routing numbers from these acquired banks. This is why the California routing number (322271627, originally from WaMu) differs from the New York number (021000021, the original Chase Manhattan number).
Common Chase Banking Questions
What if I moved to a different state?
Your routing number doesn’t change when you move. It’s permanently tied to where you opened the account. If you opened your Chase account in California, your routing number stays 322271627 even if you move to New York.
Can I have different routing numbers for different Chase accounts?
Yes. If you opened a checking account in one state and later opened a savings account in another state, they may have different routing numbers. Check each account individually in the Chase app.
What happens if I use the wrong routing number?
The transaction will typically be returned within 1-5 business days. Your money won’t be lost, but you’ll need to resubmit with the correct number. For large or time-sensitive transfers, always verify first.
Bottom Line
| Question | Answer |
|---|---|
| How many routing numbers does Chase have? | 24+ (varies by state) |
| Most common Chase routing number | 021000021 (New York) |
| Chase wire transfer routing number | 021000021 |
| Chase SWIFT code | CHASUS33 |
| Does it change if I move? | No — tied to where you opened the account |
| Best way to verify | Chase app → Account details |