Calculate the real estate commission on a home sale in Alberta. This calculator shows the total commission paid, how it splits between the seller’s and buyer’s agents, and what the seller receives after commission.
Quick answer: On a $600,000 Calgary home using the 7/3 structure, expect to pay approximately $22,000 in commission plus GST, significantly less than a flat 5% ($30,000).
What percentage do most realtors charge in Alberta in 2026?
Alberta uses a tiered commission structure that is common throughout the province:
- 7% on the first $100,000 of the sale price
- 3% on the remaining balance
This is typically split between the seller’s agent and the buyer’s agent. The full commission is paid by the seller.
Some agents may charge a flat 5%, while others negotiate individually. Rates are not set by law and are fully negotiable.
Why the 7/3 structure benefits Alberta sellers
The tiered 7/3 structure actually results in lower total commission than a flat 5% on homes above approximately $175,000. For Calgary’s average home price of ~$600,000, sellers save roughly $8,000 compared to a flat 5% rate.
Alberta commission examples (2026)
Calgary averages approximately $600,000-$650,000 and Edmonton approximately $420,000-$450,000 for home prices in 2026.
| Sale Price | Commission (7/3 split) | GST (5%) | Flat 5% for Comparison | Seller Proceeds (7/3) |
|---|---|---|---|---|
| $350,000 | $14,500 | $725 | $17,500 | $334,775 |
| $425,000 | $16,750 | $838 | $21,250 | $407,412 |
| $500,000 | $19,000 | $950 | $25,000 | $480,050 |
| $600,000 | $22,000 | $1,100 | $30,000 | $576,900 |
| $750,000 | $26,500 | $1,325 | $37,500 | $722,175 |
| $900,000 | $31,000 | $1,550 | $45,000 | $867,450 |
How real estate commission works in Alberta
When you list your home with a real estate agent, you sign a listing agreement that specifies the commission rate and structure. At closing, the commission is deducted from the sale proceeds and split between the listing brokerage and the buyer’s brokerage.
GST on commission
Alberta has no provincial sales tax — only 5% GST applies to real estate commissions. On a $19,000 commission (for a $500,000 sale), GST adds $950, making the total cost $19,950. See the Alberta sales tax calculator for more.
Can you negotiate commission in Alberta?
Yes. Commission rates are fully negotiable. Options include:
- Negotiating a lower rate — some agents accept reduced percentages, especially on higher-value homes
- Flat-fee listings — some brokerages charge a flat fee to list on MLS
- Discount brokerages — offer reduced listing-side commission of 1% to 2%
- Mere postings — list on MLS yourself for a one-time fee
No land transfer tax advantage
Alberta does not charge a land transfer tax, which is a major saving for both buyers and sellers. This makes the total transaction cost lower compared to provinces like Ontario or BC. Learn more about Alberta mortgage affordability.
Additional costs when selling in Alberta
- Legal fees — typically $800 to $1,500
- Mortgage discharge fee — if paying off the mortgage at closing
- GST on commission — 5% GST on agent commissions
- Repairs and staging — optional but can increase sale price
Buying costs in Alberta
- No land transfer tax — Alberta’s biggest advantage
- Home inspection — $400 to $600
- Legal fees — $1,000 to $2,000
- Mortgage insurance — if less than 20% down; see the Alberta mortgage insurance calculator
Frequently asked questions
What is the typical real estate commission in Alberta?
Typically 7% on the first $100,000 and 3% on the balance, split between the seller’s and buyer’s agents.
How much commission is paid on a $580,000 home sale?
Approximately $21,400 using the 7/3 structure.
Is real estate commission negotiable in Alberta?
Yes. Rates are not fixed by law and can be negotiated with your listing agent.
Related guides
- Alberta mortgage rates 2026 — Compare current fixed and variable rates
- Alberta mortgage affordability calculator — See what you can afford in Calgary or Edmonton
- Alberta mortgage insurance calculator — Calculate CMHC premiums
- Alberta sales tax calculator — Only 5% GST (no PST!)
- Alberta tax brackets 2026 — Lowest starting rate in Canada at 10%
- Alberta capital gains tax calculator — Calculate tax on investment property
- Down payment calculator — Plan your down payment
- Income needed to buy a home in Canada — Salary requirements by city
- FHSA calculator — First Home Savings Account for first-time buyers
