Canada Child Benefit (CCB) payments are deposited monthly on or around the 20th of each month. When the 20th falls on a weekend or statutory holiday, CRA deposits the payment on the nearest prior business day. Cheques can take longer than direct deposit.
Quick answer: The next CCB payment dates in 2026 are listed below. Check CRA My Account for your specific amount.
2026 CCB Payment Schedule
| Month | CCB Payment Date |
|---|---|
| January 2026 | January 20, 2026 |
| February 2026 | February 20, 2026 |
| March 2026 | March 20, 2026 |
| April 2026 | April 20, 2026 |
| May 2026 | May 20, 2026 |
| June 2026 | June 19, 2026 |
| July 2026 | July 20, 2026 (new benefit year begins) |
| August 2026 | August 20, 2026 |
| September 2026 | September 18, 2026 |
| October 2026 | October 20, 2026 |
| November 2026 | November 20, 2026 |
| December 2026 | December 11, 2026 (early) |
Note: The July 2026 payment starts the new 2026–27 benefit year, based on your 2025 income tax return. Amounts are recalculated every July from your tax return.
CCB Amounts 2026–2027 (July 2026 – June 2027)
The CCB amount depends on your adjusted family net income (AFNI) and the number and ages of your children. The maximum applies when AFNI is under $38,237.
Maximum CCB (2026–27 Benefit Year)
| Child’s Age | Max Monthly CCB | Max Annual CCB |
|---|---|---|
| Under 6 | $679.75 | $8,157 |
| Age 6 to 17 | $573.58 | $6,883 |
Example: one child under 6
With one child, the CRA reduces the benefit by 7% of AFNI between $38,237 and $82,847, then by $3,123 plus 3.2% of AFNI above $82,847. Applying those rules to one child under 6:
| Family Net Income (AFNI) | Monthly CCB | Annual CCB |
|---|---|---|
| $38,237 or less | $679.75 | $8,157.00 |
| $50,000 | $611.13 | $7,333.59 |
| $75,000 | $465.30 | $5,583.59 |
| $100,000 | $373.76 | $4,485.10 |
| $140,000 | $267.09 | $3,205.10 |
These are wealthvieu calculations from the CRA’s one-child formula; families with more children have different reduction rates, so use the CRA CCB calculator for your own figure.
Worked Example
Family profile: Two parents, AFNI of $80,000, two children (ages 3 and 7).
- Maximum for the child under 6: $8,157 a year
- Maximum for the child aged 6 to 17: $6,883 a year
- Combined maximum: $15,040 a year
- Reduction with two children (13.5% of AFNI over $38,237): 13.5% × ($80,000 − $38,237) = $5,638.01
- Annual CCB: $15,040 − $5,638.01 = $9,401.99 (about $783.50 a month)
The exact amount is calculated by the CRA from your filed tax return.
How CCB Is Paid
Direct deposit is the fastest and most reliable method. To set up or update:
- Log into CRA My Account
- Go to Direct Deposit under the Banking section
- Enter your bank account information (institution number, transit number, account number)
If direct deposit is not set up, CRA mails a cheque to your address on file. Cheques can take longer to arrive than direct deposit; the CRA asks you to wait before contacting it about a missing payment; check its payment-status page for the current wait.
What to Do If Your CCB Payment is Late
If your payment has not arrived by the scheduled date:
- Check CRA My Account for payment status
- Confirm your address and direct deposit information are current with CRA
- Confirm your income tax return for the prior year has been filed and assessed
- If everything looks correct, call CRA Child and Family Benefits at 1-800-387-1193
The most common cause of missing CCB payments is a missing or unassessed tax return. Even if you have zero income, you must file a return each year to continue receiving the CCB.
CCB vs. Other Child Benefits
The CCB is Canada’s main federal child benefit. It replaced the Universal Child Care Benefit (UCCB) in 2016.
| Benefit | Who Pays | Taxable? |
|---|---|---|
| Canada Child Benefit (CCB) | Federal (CRA) | No |
| Provincial and territorial child benefits | Province or territory | Check your province |
Most provinces have a child benefit that is paid alongside the CCB on the same date. Check your province’s program to see if you qualify for additional amounts.
Staying Eligible for CCB
To keep receiving the CCB, you must:
- Be a Canadian resident who is the primary caregiver of a child under 18
- File your income tax return every year — even with zero income
- Keep your address current with CRA
- Notify CRA of changes in custody arrangements or marital status
For a full overview of CCB amounts, eligibility rules, and how to apply, see the Canada Child Benefit guide.
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