What is Scotiabank's institution number?

Scotiabank's (Bank of Nova Scotia) institution number is 002. This 3-digit code identifies Scotiabank in Canada's banking system. It is the same for all Scotiabank branches nationwide. Combined with your 5-digit branch transit number, it forms the EFT routing number 0TTTTT002.

How do I find my Scotiabank transit number?

Your 5-digit Scotiabank branch transit number is printed on the bottom of any Scotiabank cheque — it is the first 5-digit number in the MICR line before the institution number 002. You can also find it in Scotia Online Banking by selecting your account and viewing Account Details, or in the Scotiabank Mobile app.

What is Scotiabank's SWIFT code?

Scotiabank's SWIFT/BIC code for international wire transfers is NOSCCATT. This is used when receiving international wire transfers into a Scotiabank account. Provide this code along with your account number, transit number, your full name, and Scotiabank's head office address to international senders.

What is the EFT routing number format at Scotiabank?

For Canadian EFT payments (direct deposit, pre-authorized debits), Scotiabank uses an 8-digit routing number in the format 0TTTTT002, where TTTTT is your 5-digit branch transit number and 002 is Scotiabank's institution number. The leading zero is always included. Example: transit 06242 becomes EFT routing number 06242002.

How do I set up direct deposit with Scotiabank for CRA?

Log into CRA My Account and go to 'Direct Deposit'. Enter bank name (Bank of Nova Scotia), your 5-digit transit number, institution number (002), and your account number. Alternatively, attach a void Scotiabank cheque to any CRA paper form — CRA reads the MICR line. This applies to tax refunds, GST/HST credits, CERB, and other CRA payments.

Scotiabank Routing Number & Transit Number 2026 — How to Find Yours

Scotiabank’s institution number is 002. Your branch transit number is a 5-digit code found on your cheque, in the Scotiabank app, or in Online Banking. EFT routing format: 0[transit]002. SWIFT code for international wires: NOSCCATT. Note: Tangerine uses institution number 614 — not Scotiabank’s 002.

Quick answer: Scotiabank institution number: 002. Transit: 5 digits (on cheque or in app). EFT format: 0TTTTT002. SWIFT: NOSCCATT. Phone: 1-800-472-6842.

Scotiabank Routing Number Components

Component	Value	Notes
Institution number	002	All Scotiabank branches
Branch transit number	5 digits	Branch-specific
EFT routing format	0[transit]002	8-digit code
SWIFT/BIC	NOSCCATT	International wires

Scotiabank vs. Tangerine: Different Institution Numbers

A critical point: Tangerine is NOT Scotiabank for routing purposes. Although Tangerine is a Scotiabank subsidiary, it has its own banking licence and its own institution number — 614. When a Tangerine customer sets up CRA direct deposit or payroll, they use 614, not 002.

Compare this to Simplii Financial, which shares CIBC’s institution number (010) because Simplii runs on CIBC’s core banking infrastructure. Tangerine is more independent — it maintains separate routing information.

Routing numbers — Scotiabank family:

Institution	Institution #	Relationship
Scotiabank	002	Parent bank
Tangerine	614	Separate number (own licence)

How to Find Your Scotiabank Transit Number

Method 1: Scotiabank Mobile Banking App (Fastest)

Open the Scotiabank app and log in
Tap your Chequing Account
Tap Account Details or Account Info
Your transit number, institution number (002), and account number are listed

Method 2: Scotiabank Online Banking

Log in at scotiabank.com
Click your account name
Select Account Details

Method 3: Your Scotiabank Cheque

Read the MICR line at the bottom:

Cheque number (left)
Transit number (in ⑆ brackets) — 5 digits
Institution number 002 (in ⑆ brackets)
Account number (rightmost)

Method 4: Void Cheque

In the Scotiabank app → Cheques & Account Info → Request a Void Cheque. Download the PDF for payroll or direct deposit setup.

Method 5: Telephone Banking

Call 1-800-472-6842 (24/7) — a representative provides routing details after identity verification.

Setting Up CRA Direct Deposit with Scotiabank

Via CRA My Account (recommended):

Log in at canada.ca/my-cra-account
Navigate to Profile → Direct deposit → Start or update
Enter:
- Financial institution: Scotiabank (Bank of Nova Scotia)
- Transit number: your 5-digit Scotiabank branch transit
- Institution number: 002
- Account number: your full Scotiabank chequing account number
Save — effective within 5–10 business days

Setting Up Payroll Direct Deposit

Provide your employer or HR department:

Bank name: Scotiabank (Bank of Nova Scotia)
Transit number: your 5-digit transit (from app or cheque)
Institution number: 002
Account number: your full account number

Or provide a void cheque PDF from the Scotiabank app.

Understanding the EFT Routing Format

For Canadian electronic fund transfers (EFT): an 8-digit code composed of:

1 leading zero
Your 5-digit transit number
Scotiabank’s institution number: 002

Example: If your branch transit is 12345, your EFT routing is 012345002.

Institution Numbers for Major Canadian Banks

Bank	Institution #	SWIFT Code
BMO	001	BOFMCAM2
Scotiabank	002	NOSCCATT
RBC	003	ROYCCAT2
TD	004	TDOMCATTTOR
National Bank	006	BNDCCAMMINT
CIBC	010	CIBCCATT
Tangerine	614	—

Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy