PNC branch hours vary by location, so check your branch in the locator. PNC operates about 2,300 branches, and its 2021 BBVA USA acquisition expanded its footprint into the south and southwest.
PNC Branch Hours
PNC doesn’t publish one set of hours for all branches. Opening days and times, including Saturday, Sunday and drive-through hours, differ by location. Confirm your branch in PNC’s branch and ATM locator before visiting.
PNC lists its personal deposit account phone line (1-888-762-2265) as open Monday through Friday 8 AM to 9 PM ET and Saturday through Sunday 8 AM to 5 PM ET.
PNC Branch Coverage by State
PNC’s network spans 28 states with the heaviest concentration in the east and midwest:
| Region | Key States |
|---|---|
| Mid-Atlantic / Northeast | Pennsylvania (HQ/Pittsburgh), New Jersey, Delaware, Maryland, DC, New York, Virginia |
| Midwest | Ohio, Michigan, Illinois, Indiana, Missouri, Wisconsin, Kentucky |
| Southeast | North Carolina, Georgia, Florida, Alabama |
| South / Southwest | Texas, Oklahoma, New Mexico, Colorado, Arizona |
| West | California |
PNC Bank Holiday Hours
Holiday hours vary by branch, so check your branch in the locator. See bank holidays 2026 for the federal holiday schedule. ACH transfers and wire transfers submitted on bank holidays are not processed until the next business day.
Banking Options When Branches Are Closed
When branches are closed, PNC customers can handle most tasks digitally:
| Task | How to Do It |
|---|---|
| ATM withdrawals | About 60,000 PNC and partner ATMs (hours vary by location) |
| Check balances and transactions | PNC mobile app or pnc.com |
| Virtual Wallet budgeting | PNC app — Spend, Reserve, and Growth accounts always accessible |
| Internal transfers | PNC app — transfers between your PNC accounts, with timing shown in the app |
| Send via Zelle | PNC app — see PNC transfer limits |
| Mobile check deposit | PNC app — see PNC mobile deposit limits |
| Low Cash Mode management | PNC app — toggle on/off, set danger zone threshold |
| Report fraud or lost card | Call 1-888-762-2265 during PNC’s listed hours, or use the number on the back of your card — see PNC customer service |
| Lock/unlock debit card | PNC app → Card Controls |
Tips for PNC Branch Visits
What to bring:
- Government-issued photo ID (driver’s license or passport)
- Your PNC account number or debit card
- Social Security number for account changes or new account openings
Services requiring a branch visit: Safe deposit box access, notary services, large cash transactions, certain wire transfers above online thresholds, and Visa TravelMoney card purchases.
Finding a PNC Branch or ATM
- PNC Branch Locator: on pnc.com — shows hours, drive-through availability, and ATM access at each location
- Google Maps: Search “PNC Bank near me” for real-time hours based on your current location
See the full PNC Bank guide for fees, ATM limits, and routing numbers by state.
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