Navy Federal Credit Union’s member service number is 1-888-842-6328, available 24 hours a day, 7 days a week including all federal holidays. Members deployed or stationed overseas can call 1-703-255-8837 — collect calls are accepted. Navy Federal membership is limited to active duty and retired military, veterans, DoD civilians, and their immediate family members.

Service Phone Number Hours
General member service 1-888-842-6328 24/7
Overseas / collect calls 1-703-255-8837 24/7

For a full list of department numbers, see Navy Federal’s contact page.

How to Reach a Live Person at Navy Federal

Call 1-888-842-6328 and follow the prompts for your product type. Have your Navy Federal member number and Social Security number ready for identity verification.

What to Have Ready Before You Call

  • Navy Federal member number
  • Last four digits of your Social Security number
  • Account or card number (if applicable)

Use the App Instead of Calling

The Navy Federal mobile app handles many requests:

  • Lock or unlock a card instantly
  • Check balances and recent activity
  • Make transfers and payments
  • Send secure messages to support

For more on Navy Federal membership and accounts, see the Navy Federal guide.

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