We have not been able to confirm Axos Bank’s current CD rates, minimum deposit or early withdrawal penalties from Axos’s own pages, so this page does not list any. An earlier version showed a June 2026 rate table, penalty schedule and comparison with Ally and Marcus; none of it could be verified, so it was removed rather than left to go stale.

Check axosbank.com directly for whether Axos currently offers CDs and, if it does, the rate, minimum deposit and penalty for each term before opening anything.

What Axos publishes now

Axos’s personal savings page (accurate as of October 15, 2026) lists Axos ONE, where the savings side earns up to 4.21% APY on the first $249,999.99 (3.50% above that) when monthly qualifying conditions are met, and Summit Savings, which shows 4.01% APY including a 0.26% boost for the first six statement cycles. See the Axos ONE savings guide for the conditions.

Where to find CD rates you can check

Rates change often, so compare them with the date they were read. The best CD rates page compares banks whose own CD pages we could read, with the date for each rate.

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