The fastest way to find an Allpoint ATM near you is the official locator at allpointnetwork.com. With 55,000+ ATMs at CVS, Target, Walgreens, Costco, and 7-Eleven, Allpoint is the largest surcharge-free network in the US. If your bank participates, you can withdraw cash at any of these machines with no operator surcharge.
For full details on which banks use Allpoint and how the network works, see the Allpoint ATMs guide. For a complete ATM reference, see the ATM Guide 2026.
3 Ways to Find an Allpoint ATM Near You
Method 1: Allpoint Official Locator (Most Comprehensive)
- Go to allpointnetwork.com and click Find an ATM
- Allow location access or enter your zip code or city
- A map displays all nearby Allpoint ATMs with addresses
- Filter by distance or view the list
The Allpoint locator covers all 55,000+ US locations and is the most complete source. It also shows international locations if you select a country.
Method 2: Your Bank’s Mobile App
Most Allpoint-participating banks integrate the network into their ATM locator:
- Open your bank’s app (Ally, Chime, SoFi, Capital One, etc.)
- Tap Find ATM, ATM Locator, or similar
- Filter for Allpoint or Surcharge-Free if the option is available
- View results on the map
Bank apps often update in real time — useful for knowing whether a specific machine is in or out of service. This is typically the most accurate source for confirmed surcharge-free access.
Method 3: Google Maps
- Open Google Maps
- Search “Allpoint ATM near me”
- Tap the map results for address and hours
Google Maps is quick but may miss some Allpoint ATMs (especially those inside larger stores). Use as a quick check; confirm with the official locator for completeness.
Where Allpoint ATMs Are Most Commonly Found
| Retailer | Coverage | Notes |
|---|---|---|
| CVS Pharmacy | Very common — most locations | Strong urban and suburban presence |
| Target | Very common — most stores | Consistent nationwide coverage |
| Walgreens | Common — many locations | Shares some locations with MoneyPass |
| Costco | Moderate — select warehouses | Not all Costco locations |
| 7-Eleven | Common | Strong urban coverage |
| Kroger / Safeway | Moderate | Varies by region |
| Speedway | Moderate | Concentrated Midwest/East |
Pro tip: CVS and Target are your most reliable fallbacks. Nearly every CVS and most Target locations carry an Allpoint ATM — making them predictable even in unfamiliar cities.
What to Do If There’s No Allpoint ATM Nearby
If you can’t find an Allpoint machine in range:
| Alternative | Details |
|---|---|
| MoneyPass ATM | 40,000 ATMs at Walgreens, 7-Eleven, Kroger — see MoneyPass near me |
| Cash back at checkout | Free at most grocery stores and pharmacies with debit purchase |
| Your bank’s own ATM | Free at your bank’s branded machines |
| Accept the fee | $2.50–$5.00 surcharge may be worth it vs. a long drive |
Cash back at checkout remains the most underused free alternative — asking for $40–$100 back when buying a small item at a Kroger or CVS costs nothing and avoids ATM fees entirely. For other cost-saving strategies, see how to avoid ATM fees.
Confirming Your Card Is Allpoint-Eligible
Before relying on Allpoint:
- Check your debit card back for the Allpoint logo
- Open your bank’s app — if it has an Allpoint filter in the ATM locator, your card is eligible
- Read your account benefits — Allpoint access is listed under ATM network details
- Test with a small withdrawal — the ATM fee disclosure screen will show $0 surcharge if you’re eligible
If the fee disclosure screen shows a surcharge, cancel the transaction — your card may not be recognized as Allpoint-eligible. Contact your bank to confirm.
Allpoint International Locations
Allpoint extends beyond the US to select international markets:
| Country | ATM Coverage |
|---|---|
| United Kingdom | Several thousand ATMs |
| Canada | Select locations |
| Australia | Select locations |
| Mexico | Limited |
| Puerto Rico | Select locations |
International Allpoint use may or may not be surcharge-free depending on your bank’s policy — confirm before traveling. Many US banks limit Allpoint benefits to domestic use only. For genuine worldwide fee-free ATM access, Charles Schwab Investor Checking reimburses all ATM fees globally.
Allpoint vs. MoneyPass: Which Is Easier to Find?
| Network | US ATMs | Best Retail Locations | Easier to Find In |
|---|---|---|---|
| Allpoint | ~55,000 | CVS, Target, Costco | Cities, suburbs |
| MoneyPass | ~40,000 | Walgreens, 7-Eleven, Casey’s | Suburbs, rural Midwest |
Allpoint’s concentration at CVS and Target gives it an urban edge. MoneyPass’s presence at Casey’s General Stores makes it more accessible in rural Midwest areas. If your bank participates in both, check both locators.
Bottom Line
Finding an Allpoint ATM near you is straightforward — allpointnetwork.com, your bank’s app, or a quick Google search will surface the nearest machine in seconds. With 55,000 ATMs spread across CVS, Target, Walgreens, Costco, and 7-Eleven, most US residents are within a few minutes of an Allpoint ATM. Your daily withdrawal limit applies the same as at any other ATM.
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