What is a good credit score in the UK?

It depends on the agency: Experian scores range 0–999 (good is 881+), Equifax 0–1000 (good is 531+), and TransUnion 0–710 (good is 604+). Scores above these thresholds qualify you for better rates and products.

How can I improve my UK credit score?

Register on the electoral roll, pay bills on time, keep credit utilisation low, space out credit applications, and check your report for errors. Avoid payday loans and ensure old addresses are updated.

Credit Cards & Credit Scores – Guides (UK)

By Wealthvieu · Updated March 15, 2026

Tags:

Credit-Cards
Credit-Score
Uk
Hub