How much should I have saved by age 30 in the UK?

A commonly cited benchmark is to have saved the equivalent of one year's salary by 30. The UK median savings for 25–34 year olds is around £3,000–£5,000, so having more than that puts you ahead of most peers.

Are my savings protected in the UK?

The Financial Services Compensation Scheme (FSCS) protects up to £85,000 per person per bank or building society. Joint accounts are protected up to £170,000. Make sure your bank is FSCS-covered.

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Banking & Savings – Guides & Data (UK)

Banking & Savings – Guides & Data (UK)

Updated March 2026

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