£12 an hour equals £24,960 per year working full-time. Here’s the complete breakdown of your earnings before and after tax.
£12 Per Hour Annual Salary
| Time Period | Gross Earnings |
|---|---|
| Hourly | £12.00 |
| Daily (8 hours) | £96 |
| Weekly (40 hours) | £480 |
| Bi-weekly | £960 |
| Monthly | £2,080 |
| Annual | £24,960 |
Take-Home Pay After Tax
At £24,960 per year, here’s what you’ll actually receive (2026/27 income tax and National Insurance for England, Wales and Northern Ireland, with no pension or student loan deductions):
| Deduction | Annual Amount |
|---|---|
| Gross salary | £24,960 |
| Income tax | £2,478 |
| National Insurance | £991 |
| Take-home pay | £21,491 |
Monthly and Weekly Take-Home
| Period | Take-Home |
|---|---|
| Monthly | £1,791 |
| Weekly | £413 |
| Daily | £83 |
How £12/Hour Compares
| Metric | Amount |
|---|---|
| UK National Living Wage (21+, from April 2026) | £12.71/hour |
| UK median hourly pay (full-time, excl. overtime, April 2025) | £19.67/hour |
| £12/hour vs median | 39% below |
| Annual pay percentile (April 2025) | ~31st of all employee jobs; ~13th of full-time jobs |
Sources: GOV.UK minimum wage rates (April 2026); ONS Annual Survey of Hours and Earnings 2025 for median hourly pay. Percentiles compare the £24,960 full-time salary with annual pay in ASHE Table 1 (2025 provisional).
Sample Monthly Budget on £12/Hour
Based on £1,791 monthly take-home:
| Category | Amount | % of Income |
|---|---|---|
| Rent/Housing | £625 | 35% |
| Council Tax | £100 | 6% |
| Utilities & Bills | £160 | 9% |
| Food & Groceries | £240 | 13% |
| Transport | £150 | 8% |
| Phone & Internet | £50 | 3% |
| Savings | £166 | 9% |
| Other/Personal | £300 | 17% |
| Total | £1,791 | 100% |
Where Can You Live on £12/Hour?
Rent is usually the biggest cost, and it varies widely between regions and between cities and towns, so how far £1,791 a month goes depends mostly on local rents.
Related Guides
- UK average salary
- UK income tax bands
- £11 an hour is how much a year?
- £13 an hour is how much a year?
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