USA Mortgage Down Payment Calculator

The median down payment in the first quarter of 2024 was an average of 13.6% and median of $26,000 from a report released by Realtor.

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How much down payment for a house in the United States?

The amount of down payment required for a home in the United States varies based on the type of the mortgage that you will use to finance the purchase. If you purchase your home with a VA or USDA loan you could purchase a home with 0% down payment. The lowest down payment on a conventional loan type would be 3%. It is important to take into consideration the cost of mortgage insurance which will be required on conventional loans with a down payment less than 20%.

US minimum down payments by loan type

How much house can you afford with a $10,000 down payment?

1-Year US Home Price Growth May 2024

This map shows the 1-year growth of home prices in the United States as of May 2024. Home price growth is shown at state level as well as the top 10 counties that have grown the most over the past year. The state that saw the most growth in home prices was Connecticut with a 11.36% year-over-year increase. The state with the lowest growth was Louisiana which saw a decrease in home price of -2.49% over the past year. Home prices are based on the Zillow Home Value Index (ZHVI) which reflects the typical value for home in the 35th to 65th percentile range.

Top 10 Counties by Home Price Increase in 2024