How to use the Saskatchewan mortgage calculator
Mortgage rates in Saskatchewan
The mortgage rates that are charged in Saskatchewan vary substantially by province and territory. The most current Saskatchewan mortgage rates are the best ones to use when calculating your expected mortgage payment.
Land transfer tax (LTT) in Saskatchewan
When purchasing property in Saskatchewan a substantial cost to consider is the land transfer tax that will be charged to transfer the land from the seller to the buyer. It is recommended to understand how land transfer tax is charged in Saskatchewan which can be shown on our Saskatchewan land transfer tax calculator.
Mortgage affordability in Saskatchewan
With the high cost of home prices in Saskatchewan, purchasing a home in Saskatchewan can prove to be difficult. You can use our Saskatchewan mortgage affordability calculator to see how much home you can afford in Saskatchewan.
Amortization period
30-year amortization periods are available with a down payment that is less than 20% if you are a first-time homebuyer or purchasing a new build home. For all other cases where the down payment is less than 20% the amortization period is 25-years. If your down payment is more than 20% these maximum periods are set by the lender.
